Riverside Dr & Spitler St Area
Explore this community
3 homes for sale·Median $263K·Walkability 1.8/10·Schools 6.3/10
You're looking at roughly 80 acres on the edge of Hart, where the land opens up enough to give you actual breathing room—Lake Michigan sits a short distance away, and Liberty Park abuts the neighborhood directly. The homes here cluster on generous lots, the kind where a second garage or garden space isn't a luxury but a matter of course; several have walkout basements and decks overlooking Russell Creek, and hardwood floors tend to show up more often than not. Downtown Hart is close enough that a walk to the shops and schools takes under fifteen minutes, while the grocery and restaurants sit within a reasonable drive—nothing remote, nothing isolated. An hour and a half to downtown Grand Rapids means you're genuinely out here by choice, not accident, which seems to be the whole point: enough separation to actually own your land, close enough to the essentials that you're not perpetually in transit. The neighborhood reads less like a suburb and more like a town that knows what it is.
Why people love it here
Hart High School
- High — 0.3 mi away
- Hart
- 3 rated schools in district
$263K median
- 4 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Riverside Dr & Spitler St Area
Estimated Monthly Payment
$1,782/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Riverside Dr & Spitler St Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hansen Foods
McDonald's
Ramps and Rails Skate Park
Playground on Whitbeck Rd
Hart Lake
Hart-Montague Bicycle Trail
Hart Public Library
Crime in Riverside Dr & Spitler St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Riverside Dr & Spitler St Area home (around $262,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,746 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,746/mo | $46,559 |
| 10% (+PMI) | $2,010/mo | $53,604 |
| 5% (+PMI) | $2,098/mo | $55,960 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$804/yr in electricity from a typical rooftop solar system
Produces ~6,446 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Riverside Dr & Spitler St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Liberty Park
0.2 mi
Parks Nearby
36
within 1 mile
🛒 Grocery(1)
Hansen Foods
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(7)
Oceana Intermediate School
Garver School
Donaldson School
Round Lake School
Van Wickle School
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(9)
Hart-Montague Bicycle Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+6 more within 5 miles
📚 Libraries(1)
Hart Public Library
Frequently asked about Riverside Dr & Spitler St Area
- What do homes cost in Riverside Dr & Spitler St Area?
- The median home value in Riverside Dr & Spitler St Area is about $262,500. Individual prices vary by street, size, and condition.
- How active is the Riverside Dr & Spitler St Area housing market?
- there are 3 homes for sale in Riverside Dr & Spitler St Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Riverside Dr & Spitler St Area?
- Riverside Dr & Spitler St Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Riverside Dr & Spitler St Area walkable?
- Riverside Dr & Spitler St Area scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Riverside Dr & Spitler St Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.