River St & Railroad St Area
Solid value in a growing area
The quick answer
River St & Railroad St Area is a neighborhood, part of Evart Public Schools. Homes here typically sell for around $136,000.
1 home for sale·Median $136K·Walkability 0.5/10·Schools 4.7/10
You're looking at a stretch where the river runs close enough that a short walk gets you to the water, and the daily rhythm revolves around that proximity in ways other neighborhoods don't quite capture. Homes sit on generous lots with room to breathe, and there's a park right across the street that locals actually use—not just a manicured pocket park, but real access to the water and green space. A handful of restaurants are just steps away, so grabbing dinner doesn't require much planning. Woodbeck Lake sits about half a mile out, adding another layer of outdoor access that shapes how people spend their weekends here.
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Why people love it here
$136K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in River St & Railroad St Area
Estimated Monthly Payment
$924/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Evart Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lure Lake
Crime in River St & Railroad St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced River St & Railroad St Area home (around $136,088) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $24k/year in household income to qualify — an estimated monthly payment of $917 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $917/mo | $24,444 |
| 10% (+PMI) | $1,055/mo | $28,135 |
| 5% (+PMI) | $1,102/mo | $29,375 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$882/yr in electricity from a typical rooftop solar system
Produces ~6,281 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for River St & Railroad St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Riverside Park West
0.1 mi
Parks Nearby
35
within 1 mile
🍕 Restaurants(5)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about River St & Railroad St Area? Our team can help with availability, schools, and what it's really like to live here.
Living in River St & Railroad St Area: the details
Is River St & Railroad St Area a good place to live?
Here is what the numbers say about River St & Railroad St Area as a place to live. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Evart Public Schools. Homes here typically sell for around $136,000.
What does it cost to live in River St & Railroad St Area?
The typical home in River St & Railroad St Area goes for around $136,000. There is 1 home for sale here right now and 1 home sold here in the past year.
Frequently asked about River St & Railroad St Area
- What do homes cost in River St & Railroad St Area?
- The median home value in River St & Railroad St Area is about $136,088. Individual prices vary by street, size, and condition.
- How active is the River St & Railroad St Area housing market?
- there is 1 home for sale in River St & Railroad St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve River St & Railroad St Area?
- River St & Railroad St Area is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
- Is River St & Railroad St Area walkable?
- River St & Railroad St Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in River St & Railroad St Area
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