River St & Main St Area
Solid value in a growing area
2 homes for sale·Median $246K·Walkability 1.4/10·Schools 4.7/10
The Muskegon River runs through the backbone of this area, and homes along it command views from nearly every room—decks facing the water are standard issue. A couple miles from downtown, the neighborhood splits between riverfront properties with 100+ feet of frontage and acreage-based homes set back on 1–2+ acre lots, giving you both riverside charm and room to breathe. Pretty Lake Boating Access Site sits just a two-minute walk away, anchoring the recreational pull. Restaurants cluster within walking distance—roughly a seven-minute walk to the nearest spot, with half a dozen options inside a mile—so you're not isolated, though the dominant character here is definitely rural and water-focused rather than walkable-urban. Properties tend to be single-family, owner-built retreats: chalets, custom designs, renovated cottages, and larger homes with modern bones (steel roofs, geothermal systems, full basements). The landscape itself is the main amenity: river views, level ground, private water access, and enough trees and quiet to genuinely feel removed from noise and congestion, all while staying close enough to town for its conveniences.
Why people love it here
$246K median
- 1 recent sale
Notable nearby
Conventional Mortgage Calculator
Median home price in River St & Main St Area
Estimated Monthly Payment
$1,670/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Evart Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lamplighter Cafe
+1 more
Evart Farmers' Market
Evart Skate Park
+1 more
Unnamed playground
The Bayou
Pere Marquette State Trail
Birch Valley Golf Course
Crime in River St & Main St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced River St & Main St Area home (around $246,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,636 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,636/mo | $43,632 |
| 10% (+PMI) | $1,884/mo | $50,234 |
| 5% (+PMI) | $1,967/mo | $52,442 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$11K/acre
Median asking
Median Price
$125K
Per listing
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,290 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for River St & Main St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
City Park
1.6 mi
Parks Nearby
0
within 1 mile
Frequently asked about River St & Main St Area
- What do homes cost in River St & Main St Area?
- The median home value in River St & Main St Area is about $246,000. Individual prices vary by street, size, and condition.
- How active is the River St & Main St Area housing market?
- there are 2 homes for sale in River St & Main St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve River St & Main St Area?
- River St & Main St Area is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
- Is River St & Main St Area walkable?
- River St & Main St Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in River St & Main St Area
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