River St & Main St Area
Solid value in a growing area
2 homes for sale·Median $238K·Walkability 0.5/10·Schools 4.7/10
The brick and Victorian frames lining these streets catch the afternoon light in a way that makes you want to slow down—1870s–1880s architecture mixed with renovated ranch homes, fenced yards deep enough for real living, and basements that run the full footprint. Downtown sits within steps, and restaurants cluster close enough that a 3-minute walk lands you at dinner; half a dozen more scatter within a mile. Pretty Lake Boating Access is right adjacent, with Woodbeck Lake another quick trip away if you want water without leaving the area. Homes here tend toward four bedrooms and restored charm—Victorian character with modern plumbing and new appliances, fireplaces and hardwood floors, the kind of place where you can walk to schools and shops without ceremony. It's 117 acres of genuine downtown living, the sort of neighborhood where older bones meet newer systems and nobody has to choose between history and function.
Why people love it here
$238K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in River St & Main St Area
Estimated Monthly Payment
$1,612/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Evart Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lure Lake
Crime in River St & Main St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced River St & Main St Area home (around $237,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,580 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,580/mo | $42,125 |
| 10% (+PMI) | $1,819/mo | $48,499 |
| 5% (+PMI) | $1,899/mo | $50,630 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,281 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for River St & Main St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Guyton Park
0.3 mi
Parks Nearby
40
within 1 mile
Frequently asked about River St & Main St Area
- What do homes cost in River St & Main St Area?
- The median home value in River St & Main St Area is about $237,500. Individual prices vary by street, size, and condition.
- How active is the River St & Main St Area housing market?
- there are 2 homes for sale in River St & Main St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve River St & Main St Area?
- River St & Main St Area is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
- Is River St & Main St Area walkable?
- River St & Main St Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in River St & Main St Area
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