Ridge View #1
Solid value in a growing area
Median $325K·Schools 3.7/10
So out here you're basically living steps from Lake Michigan—we're talking 0.2 miles, which is wild when you think about it—but what really got us was how the whole area stays rooted in something real: there's the Manistee National Forest White Cloud Unit less than a mile away if you want to disappear into the woods for an afternoon. The subdivision itself is straightforward, residential, the kind of place where you can actually be outside without feeling like you're driving everywhere. That proximity to the lake and the forest hits different once you realize you can genuinely access both without planning a whole thing around it.
Why people love it here
$325K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Ridge View #1
Estimated Monthly Payment
$2,206/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Ridge View #1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Ridge View #1 home (around $325,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $58k/year in household income to qualify — an estimated monthly payment of $2,162 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,162/mo | $57,644 |
| 10% (+PMI) | $2,489/mo | $66,367 |
| 5% (+PMI) | $2,598/mo | $69,283 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
0.8 mi
Parks Nearby
5
within 1 mile
Frequently asked about Ridge View #1
- What do homes cost in Ridge View #1?
- The median home value in Ridge View #1 is about $325,000. Individual prices vary by street, size, and condition.
- How active is the Ridge View #1 housing market?
- no homes are listed in Ridge View #1 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ridge View #1?
- Ridge View #1 is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Ridge View #1
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