Ridge View
Solid value in a growing area
Median $210K·Schools 3.7/10
You wake up expecting suburbia and find yourself a ten-minute drive from Lake Michigan, with the Manistee National Forest practically at your back door—less than a mile away. The neighborhood sits in that rare pocket where water access and serious woodland aren't marketing angles; they're just geography. Lots here tend toward the spacious side, and the feel is more "cabin country adjacent" than cul-de-sac density. It's the kind of place someone picks after living somewhere else and deciding they actually wanted room to breathe and the sound of actual waves, not highway traffic. Getting to town takes a few minutes by car when you need something. Mostly, though, you're here because being this close to both beach and forest without the tourist infrastructure appeals to you.
Why people love it here
$210K median
- 1 recent sale
Mortgage Calculator
Median home price in Ridge View
Estimated Monthly Payment
$1,425/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Ridge View is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Ridge View home (around $209,900) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,389 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,389/mo | $37,053 |
| 10% (+PMI) | $1,600/mo | $42,664 |
| 5% (+PMI) | $1,670/mo | $44,537 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
1.0 mi
Parks Nearby
5
within 1 mile
Frequently asked about Ridge View
- What do homes cost in Ridge View?
- The median home value in Ridge View is about $209,900. Individual prices vary by street, size, and condition.
- How active is the Ridge View housing market?
- no homes are listed in Ridge View right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ridge View?
- Ridge View is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Ridge View
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