Richmond Township Zone 1 Area
Room to spread out, great value
3 homes for sale·Median $262K·Walkability 0.0/10·Schools 6.0/10
Properties out here sit on acreage—most lots running 20 acres or so—which means your nearest neighbor isn't your shadow. What looks like rural at first glance turns out to be surprisingly accessible: a coffee shop is a four-minute walk, and eleven restaurants cluster within a mile, so you're not driving 20 minutes for dinner. Homes tend toward the practical—ranch styles, full basements, detached garages with storage space—built for people who want land but not isolation. The listings that move fastest mention mature trees, creek-fed lots, open kitchens, and master suites tucked far enough from guest bedrooms that everyone gets peace. Lake Michigan sits practically on the doorstep, and an unnamed park runs adjacent to the neighborhood, which in a place defined by acreage and privacy, means the water and green space are genuinely yours to use without the ceremony.
Why people love it here
13.9 acre avg lots
- 1,043 homes
$262K median
- 6 sales in last 12mo
Mortgage Calculator
Median home price in Richmond Township Zone 1 Area
Estimated Monthly Payment
$1,782/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
6 homes sold in Richmond Township Zone 1 Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$262K
6 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Westerburg Park
1.4 mi
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake No Sho Mo
Crime in Richmond Township Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Richmond Township Zone 1 Area home (around $262,450) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $46k/year in household income to qualify — an estimated monthly payment of $1,737 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,737/mo | $46,330 |
| 10% (+PMI) | $2,000/mo | $53,346 |
| 5% (+PMI) | $2,088/mo | $55,687 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$100K
Per listing
Who actually lends in Richmond Township Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,204 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Richmond Township Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Westerburg Park
1.4 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(8)
Restaurant
Restaurant
Restaurant
H&D Chuckwagon
Restaurant
+3 more within 5 miles
☕ Coffee(1)
The Bridge Coffee Shop
Café
🍺 Bars(1)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Richmond Township Zone 1 Area
- What do homes cost in Richmond Township Zone 1 Area?
- The median home value in Richmond Township Zone 1 Area is about $262,450. Individual prices vary by street, size, and condition.
- How active is the Richmond Township Zone 1 Area housing market?
- there are 3 homes for sale in Richmond Township Zone 1 Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Richmond Township Zone 1 Area?
- Richmond Township Zone 1 Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is Richmond Township Zone 1 Area walkable?
- Richmond Township Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
