Reed Lake
Surrounded by nature
Median $245K·Walkability 2.0/10·Schools 3.7/10
The listings here read like a catalog of lake-cottage dreams—91 feet of private sandy beach, wrap-around decks, Rainbow and Orchard Lakes connected by no-wake channels—and the core reason is geography: this stretch sits in the Chain O Lakes system, where water access isn't a luxury but the entire point. Year-round homes and seasonal getaways cluster on postage-stamp lots and sprawling acres alike, from fully updated three-bedroom cottages to rustic cabins that still run on hand pumps and outhouses, each one positioned for entertaining or just watching the water. The Manistee National Forest wraps around the perimeter, snowmobile and OHV trails lace through the woods, and Lake Michigan lies just offshore—close enough that this part of West Michigan functions as its own recreational pocket rather than an extension of anywhere else. Drive time to downtown is nearly two hours, which is precisely why people come here to disappear.
Why people love it here
Lake life
- Reed Lake within walking distance
- 5 parks within 1 mile
- Orchard Lake: 11 min walk
- Shonenya Lake: 10 min bike
$245K median
- 4 sales in last 12mo
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Reed Lake
Estimated Monthly Payment
$1,660/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Reed Lake this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
0.4 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Orchard Lake
+1 more
Crime in Reed Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Reed Lake home (around $244,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,626 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,626/mo | $43,366 |
| 10% (+PMI) | $1,872/mo | $49,928 |
| 5% (+PMI) | $1,955/mo | $52,122 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$15K
Per listing
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,258 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Reed Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Reed Lake
- What do homes cost in Reed Lake?
- The median home value in Reed Lake is about $244,500. Individual prices vary by street, size, and condition.
- How active is the Reed Lake housing market?
- there are 4 homes for sale in Reed Lake right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Reed Lake?
- Reed Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is Reed Lake walkable?
- Reed Lake scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Reed Lake
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