Prospect Point Condominium
Great schools with outdoor access
Median $900K·Walkability 2.6/10·Schools 8.0/10
So you wake up here at Prospect Point and you're on five acres with immediate access to a bunch of restaurants and shops—18 restaurants within a mile, grocery stores a stone's throw away, and coffee's a short drive if you need it. The Grand Haven beach is just over 10 minutes away, which means you're actually using it on random weekends instead of talking about going someday. Downtown Grand Rapids is about 40 minutes out if you want that, but most days you don't need to leave. Petty's Bayou Public Access is a five-minute walk, and Spring Lake itself sits less than a mile away if you want water without the drive. Homes here run around $900K, and you're in the Spring Lake Public Schools district. The whole setup feels rooted—four parks within a mile, actual walkable distance to restaurants and groceries—without feeling cramped or crowded.
Why people love it here
Holmes Elementary School
- Elementary — 1.1 mi away
- Spring Lake
- 5 rated schools in district
Near the water
- Pettys Bayou — 0.6 mi
- 20 parks within 1 mile
- Unnamed bike path: 8 min walk
- Petty's Bayou Public Access Trail: 8 min walk
$900K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Prospect Point Condominium
Estimated Monthly Payment
$6,110/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Petty's Bayou Public Access
0.3 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Pettys Bayou
0.6 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Bell's 104
+1 more
truenorth
Spring Lake Country Club
Petty's Bayou Public Access
Central Park Playground
Pettys Bayou
+1 more
Lakeside Beach
Unnamed bike path
Pettys Bayou Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Crime in Prospect Point Condominium is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Prospect Point Condominium home (around $900,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $160k/year in household income to qualify — an estimated monthly payment of $5,986 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,986/mo | $159,631 |
| 10% (+PMI) | $6,892/mo | $183,785 |
| 5% (+PMI) | $7,195/mo | $191,862 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Prospect Point(e) Condominium Association
Managed by Self-managed
Source: prospectpointecondos.com · unconfirmed
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for Prospect Point Condominium are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(12)
+9 more within 5 miles
🍕 Restaurants(11)
Two Tonys Tabeena Grill
Restaurant
Bell's 104
Restaurant
Village Baker
Restaurant
Butch's Beach Burritos
Restaurant
Little Caesars Pizza
Restaurant
+6 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Stan's Bar
Bar
+13 more within 5 miles
🏫 Schools(18)
Holmes School
Jeffers School
Elliott School
Christian Junior High School
School
Ferry School
+13 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+2 more within 5 miles
🚴 Trails(9)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Petty's Bayou Public Access Trail
Bike Path
+6 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(6)
Spring Lake Waterfront Parking
EV Charging
Unnamed ev_charging
EV Charging
EV Charging
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
+1 more within 5 miles
Frequently asked about Prospect Point Condominium
- What do homes cost in Prospect Point Condominium?
- The median home value in Prospect Point Condominium is about $900,000. Individual prices vary by street, size, and condition.
- How active is the Prospect Point Condominium housing market?
- there are 2 homes for sale in Prospect Point Condominium right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Prospect Point Condominium?
- Prospect Point Condominium is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Prospect Point Condominium walkable?
- Prospect Point Condominium scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.