PROSPECT POINT CONDO
Great schools with outdoor access
Median $900K·Walkability 2.6/10·Schools 8.0/10
Most people think "condo community" and picture cookie-cutter units on a postage stamp. Prospect Point is the opposite — five acres of breathing room, homes here run around $1.1M, with enough land that you don't feel stacked on top of your neighbors. You're technically in the West Highlands Area, which means you're close enough to Grand Haven's beach for an 11-minute drive when the weather turns, but far enough inland that you've got actual space. Spring Lake Public Schools handles the school district. The neighborhood sits between restaurants and coffee shops — about 18 of them within a mile, plus grocers scattered close by — so you're not isolated, but you're also not living above a strip of storefronts. Petty's Bayou Public Access is a five-minute walk for anyone who wants to get out with a paddle or just sit by the water, and Spring Lake itself is less than a mile away. Downtown Grand Rapids is about 40 minutes if you need the city proper, which is close enough for a night out without making it your backyard. The whole thing feels like someone actually planned it to let you have both — real estate and real air.
Why people love it here
Holmes Elementary School
- Elementary — 1.1 mi away
- Spring Lake
- 5 rated schools in district
Near the water
- Pettys Bayou — 0.6 mi
- 20 parks within 1 mile
- Unnamed bike path: 8 min walk
- Petty's Bayou Public Access Trail: 8 min walk
$900K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in PROSPECT POINT CONDO
Estimated Monthly Payment
$6,110/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Petty's Bayou Public Access
0.3 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Pettys Bayou
0.6 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Bell's 104
+1 more
truenorth
Spring Lake Country Club
Petty's Bayou Public Access
Central Park Playground
Pettys Bayou
+1 more
Lakeside Beach
Unnamed bike path
Pettys Bayou Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Crime in PROSPECT POINT CONDO is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced PROSPECT POINT CONDO home (around $900,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $160k/year in household income to qualify — an estimated monthly payment of $5,986 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,986/mo | $159,631 |
| 10% (+PMI) | $6,892/mo | $183,785 |
| 5% (+PMI) | $7,195/mo | $191,862 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Prospect Point(e) Condominium Association
Managed by Self-managed
Source: prospectpointecondos.com · unconfirmed
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for PROSPECT POINT CONDO are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(12)
+9 more within 5 miles
🍕 Restaurants(11)
Two Tonys Tabeena Grill
Restaurant
Bell's 104
Restaurant
Village Baker
Restaurant
Butch's Beach Burritos
Restaurant
Little Caesars Pizza
Restaurant
+6 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Stan's Bar
Bar
+13 more within 5 miles
🏫 Schools(18)
Holmes School
Jeffers School
Elliott School
Christian Junior High School
School
Ferry School
+13 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Coast Guard Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(9)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Petty's Bayou Public Access Trail
Bike Path
+6 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(6)
Spring Lake Waterfront Parking
EV Charging
Unnamed ev_charging
EV Charging
EV Charging
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
+1 more within 5 miles
Frequently asked about PROSPECT POINT CONDO
- What do homes cost in PROSPECT POINT CONDO?
- The median home value in PROSPECT POINT CONDO is about $900,000. Individual prices vary by street, size, and condition.
- How active is the PROSPECT POINT CONDO housing market?
- there are 2 homes for sale in PROSPECT POINT CONDO right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve PROSPECT POINT CONDO?
- PROSPECT POINT CONDO is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is PROSPECT POINT CONDO walkable?
- PROSPECT POINT CONDO scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.