Polacks Sub
Quiet lots near top schools
Median $331K·Walkability 2.1/10·Schools 6.0/10
You know what's funny about Polacks Sub—people often expect a tight grid of modest ranches, but what they actually find is 32 acres of generous two-plus-acre lots where homes sit comfortably apart, each one breathing its own space. It's the kind of subdivision where you're not checking your neighbor's mailbox from your kitchen window. The median home value hovers around $810K, which reflects the land itself—there's real acreage to work with here. You've got six restaurants within a mile, and a coffee shop run sits about 2.6 miles down the road; groceries are 3.4 miles away, so you're not exactly isolated, just far enough that you feel the difference between a weekend errand and an afterthought. West Ottawa Public School District serves the area. The wider Timberline Acres West Area context keeps you within 25.9 minutes of Grand Haven beach and roughly 48 minutes of downtown Grand Rapids. VanBuren Street Dunes Open Space sits 1.7 miles out if you want a quick walk into the landscape.
Why people love it here
2.3 acre avg lots
- 13 homes
Lakeshore Elementary School
- Elementary — 0.5 mi away
- West Ottawa
- 3 rated schools in district
$331K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Polacks Sub
Estimated Monthly Payment
$2,244/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$331K
1 recent sale
Parcels / Units
13
Median Lot Size
2.0 ac
0.80 ac – 6.7 ac
Homeowner Rate
100%
Principal residence
Based on 5 rated schools nearby
Range: 3/10 to 9/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
Dining Hall
Bowerman Blueberries Farm Market
Kouw Park
Playground in Timberline Acres West Area
Sloan Pond
+1 more
Beach in Timberline Acres West Area
Legacy trail
Park Township Dog Park
Lakeshore Trail
Pigeon Lake Launch
144th & Pine Creek
+1 more
Herrick District Library North Branch
Little Kingdom Warriors Academy LLC.
Sperry's Moviehouse
Crime in Polacks Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Polacks Sub home (around $330,600) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,199 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,199/mo | $58,638 |
| 10% (+PMI) | $2,532/mo | $67,510 |
| 5% (+PMI) | $2,643/mo | $70,477 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,385 kWh/yr · offsets ~61% of a typical home's use
Park Township (partly served via Holland Charter Township) / private well
Portions served by Holland Charter Twp water; rural areas on wells.
Park Township / Septic - individual
Partial sewer service; remaining areas on septic.
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Polacks Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
VanBuren Street Dunes Open Space
1.7 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(4)
Family Fare Supermarket
Grocery Store
Grocery Store
Supermercado Santa Fe
Grocery Store
+1 more within 5 miles
🍕 Restaurants(18)
Dining Hall
Restaurant
Port Sheldon Party Store
Restaurant
Caribbean Sunrise
Restaurant
Boxed up kitchen
Restaurant
The Quarterdeck Bar & Grill
Restaurant
+13 more within 5 miles
☕ Coffee(4)
+1 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🏫 Schools(8)
Lakewood School
Dragonflies Discovery Preschool
Sheldon Woods School
+3 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(4)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Timberline Acres West Area Trail
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(1)
Walgreens
Pharmacy
👶 Childcare(1)
Little Kingdom Warriors Academy LLC.
Childcare Center
📚 Libraries(1)
Frequently asked about Polacks Sub
- What do homes cost in Polacks Sub?
- The median home value in Polacks Sub is about $330,600. Individual prices vary by street, size, and condition.
- How active is the Polacks Sub housing market?
- no homes are listed in Polacks Sub right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Polacks Sub?
- Polacks Sub is served by West Ottawa Public School District. Its highest-rated assigned school is Lakeshore Elementary School (8/10).
- Is Polacks Sub walkable?
- Polacks Sub scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.