Pogy
Solid value in a growing area
Median $220K·Walkability 0.0/10·Schools 5.8/10
The waterfront here centers on properties with acreage that ranges from an acre to well over two, with mature trees and long views—the kind of property where a covered deck or patio becomes the real living room. Most homes are modest, built for function rather than show, with the occasional ranch or farmhouse anchoring a lot that gives you genuine breathing room; a few places have slipped into disrepair, which is how land stays affordable out here. You're about 20 minutes from Grant Township (3)'s services and commerce, close enough to reach them without feeling like you're tethered to town, and the road network is straightforward enough that getting anywhere doesn't require a GPS argument. This stretch appeals to people who actually want land—not a postage stamp with a mailbox—and don't mind a house that needs some work if the location and space justify it.
Why people love it here
$220K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Pogy
Estimated Monthly Payment
$1,494/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 3/10 to 10/10
School District: Evart Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Pogy Lake
Crime in Pogy is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Pogy home (around $220,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,483 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,483/mo | $39,547 |
| 10% (+PMI) | $1,707/mo | $45,517 |
| 5% (+PMI) | $1,782/mo | $47,525 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Grant Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,298 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Consumers Energy · ~14.0¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressBig Rapids DPS Fire / area township departments (mutual aid)
Big Rapids Fire provides medical/rescue to west half of Grant Twp; mutual aid for rural fire.
Services for Grant Township (3) · Source: findenergy.com
Utility, solar, and service details for Pogy are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Chippewa Lake Boating Access Site
2.1 mi
Parks Nearby
0
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Pogy? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Pogy
- What do homes cost in Pogy?
- The median home value in Pogy is about $220,000. Individual prices vary by street, size, and condition.
- How active is the Pogy housing market?
- there is 1 home for sale in Pogy right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pogy?
- Pogy is served by Evart Public Schools. Its highest-rated assigned school is Riverview Elementary School (10/10).
- Is Pogy walkable?
- Pogy scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Pogy
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