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ATLAS

Grand Rapids Real Estate Co.

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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© 2026 Grand Rapids Real Estate Co.. All rights reserved. · Equal Housing Opportunity

IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Montcalm County/Pinetree Plat
Subdivision

Pinetree Plat

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $240K·Schools 5.0/10

Out here where Woodbeck Lake sits just a stone's throw away and Half Moon Lake's public access anchors the neighborhood, the shoreline defines everything—homes cluster along water frontage measured in dozens of feet, decks overlook mirror-still surfaces, and the rhythm of the seasons plays out against pine and oak. A coffee shop is barely two miles down the road, which means mornings don't require much of a trek, and the nearest grocery and restaurant both sit around three miles out, close enough to feel convenient without the bustle creeping in. The subdivision spreads across land where knotty pine interiors and wood-burning fireplaces speak to a quieter era of Michigan cottage living, though many homes have gotten recent updates—new roofs, modern mechanicals, fresh driveways—that keep things comfortable without erasing the character. Water access isn't an afterthought here; it's the whole point, whether you're standing on a 75-foot dock or watching the light change across the lake from your kitchen.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Half Moon Lake within walking distance
  • 5 parks within 1 mile
💰Home Values

$240K median

  • 1 recent sale

Conventional Mortgage Calculator

Median home price in Pinetree Plat

Estimated Monthly Payment

$1,629/mo

$
$48,000
20%
%
Principal & Interest $1,24576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Flood Risk

None

Not in flood zone

Nearest Park

Half Moon Lake Public Access

0.2 mi

Parks Nearby

5

within 1 mile

Nearest Lake

Half Moon Lake

0.1 mi

5.0
/10 avg
Average schools

Based on 1 rated school nearby

School District: Central Montcalm Public Schools

5Central Montcalm Middle High SchoolHigh · 06-12 · 786 students · 20:1 · 1.9 mi
NRCentral Montcalm Upper Elem SchoolElementary · 03-05 · 278 students · 15:1 · 2.0 mi
NRCentral Montcalm Elementary SchoolElementary · PK-02 · 301 students · 15:1 · 2.5 mi

Crime in Pinetree Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.

Montcalm County crime & safety stats →

To buy a median-priced Pinetree Plat home (around $240,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,617 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,617/mo$43,109
10% (+PMI)$1,861/mo$49,617
5% (+PMI)$1,943/mo$51,805

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Pinetree Plat cost-of-living breakdown →

🛒 Grocery(1)

Sheridan Village Market

Grocery Store

3.2 mimap

🍕 Restaurants(2)

McDonald's

Fast Food

3.1 mimap
Subway

Fast Food

3.2 mimap

☕ Coffee(2)

Sweet Stop Bakery & Coffee Shop

Café

2.1 mimap

Woodside Café

Café

2.1 mimap

🏫 Schools(2)

Montcalm Central High School

School

1.9 mimap

Central Montcalm Elementary School

School

2.5 mimap

🌳 Parks(5)

Half Moon Lake Public Access

0.2 mimap

Stanton State Game Area

1.2 mimap

Unnamed park

2.6 mimap

+2 more within 5 miles

🚴 Trails(5)

Fred Meijer Heartland Trail

Bike Path

2.1 mimap

Unnamed bike_path

Bike Path

2.1 mimap

Bike Path

Bike Path

2.1 mimap

+2 more within 5 miles

👶 Childcare(1)

Hundred Acre Woods Daycare

Childcare Center

1.6 mimap

🏥 Hospitals(1)

Sheridan Community Hospital

Hospital

2.5 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pinetree Plat? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Pinetree Plat

What do homes cost in Pinetree Plat?
The median home value in Pinetree Plat is about $240,000. Individual prices vary by street, size, and condition.
How active is the Pinetree Plat housing market?
no homes are listed in Pinetree Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Pinetree Plat?
Pinetree Plat is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).

Top contributors in Pinetree Plat

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pinetree Plat? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Pinetree Plat

Estimated Monthly Payment

$1,629/mo

$
$48,000
20%
%
Principal & Interest $1,24576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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