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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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© 2026 Grand Rapids Real Estate Co.. All rights reserved. · Equal Housing Opportunity

IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Lake County/Pine River Valley
Subdivision

Pine River Valley

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $102K

What surprises most people is how much riverfront property stays available here—not because the area lacks appeal, but because these are genuine working retreats, not showpiece estates. The neighborhood sits along the Pine River, where homes back directly onto the water with 140+ feet of frontage, private access for fishing and kayaking, and views across to undisturbed natural banks. Properties range from mobile homes with updated kitchens and metal roofs to chalets with basements, screened porches, and fire pits overlooking the water. The river itself is the draw: trout rising, paddlers launching between public access points, and enough wildlife across the banks to remind you why people don't leave. Hungerford Lake Recreation Area lies about four miles out if you want a second water option. The vibe is low-key—less resort-town polish, more "this is where we come to fish and decompress"—and that's exactly what the market here reflects. You're buying riverside living that actually works.

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Why people love it here

💰Home Values

$102K median

  • 1 recent sale

Conventional Mortgage Calculator

Median home price in Pine River Valley

Estimated Monthly Payment

$692/mo

$
$20,400
20%
%
Principal & Interest $52976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

NRPine River Area Middle SchoolMiddle · 04-07 · 262 students · 16:1 · 5.5 mi
NRPine River Area High SchoolHigh · 08-12 · 417 students · 19:1 · 5.5 mi
NRPine River Area Elementary SchoolElementary · PK-03 · 295 students · 15:1 · 7.3 mi

To buy a median-priced Pine River Valley home (around $102,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $18k/year in household income to qualify — an estimated monthly payment of $687 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $687/mo$18,321
10% (+PMI)$791/mo$21,087
5% (+PMI)$826/mo$22,017

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Pine River Valley cost-of-living breakdown →

Flood Risk

None

Not in flood zone

Nearest Park

Fairbanks Park

4.2 mi

Parks Nearby

0

within 1 mile

🍺 Bars(1)

North Bar

Bar

4.5 mimap

🌳 Parks(3)

Fairbanks Park

4.2 mimap

Triangle Park

4.5 mimap

Mill Pond Park

4.6 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pine River Valley? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Pine River Valley

What do homes cost in Pine River Valley?
The median home value in Pine River Valley is about $102,000. Individual prices vary by street, size, and condition.
How active is the Pine River Valley housing market?
no homes are listed in Pine River Valley right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Pine River Valley?
Pine River Valley is served by Pine River Area Schools.

Top contributors in Pine River Valley

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pine River Valley? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Pine River Valley

Estimated Monthly Payment

$692/mo

$
$20,400
20%
%
Principal & Interest $52976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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