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Pine River Area Schools

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $252K

Why people love it here

💰Home Values

$252K median

  • 27 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Pine River Area Schools

Estimated Monthly Payment

$1,707/mo

$
$50,300
20%
%
Principal & Interest $1,30576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

27 homes sold in Pine River Area Schools this year. Thinking of selling?

See what your home is worth

Crime in Pine River Area Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.

Osceola County crime & safety stats →

To buy a median-priced Pine River Area Schools home (around $251,500) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,695 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,695/mo$45,210
10% (+PMI)$1,951/mo$52,035
5% (+PMI)$2,037/mo$54,329

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Pine River Area Schools cost-of-living breakdown →

Land for sale

Listings

16 parcels

Active / pending

Typical Land Value

$8K/acre

Median asking

Median Price

$79K

Per listing

Multifamily for sale

Listings

1 building

Active / pending

Median Price

$170K

Per building

Price Per Unit

$85K

Median

Who actually lends in Pine River Area Schools, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~58 loans · $12M

Loans to buy a home

Conventional 73%FHA 14%VA 12%USDA 1%

Most active lenders

1Union Home Mortgage Corp.15%
2GreenStone Farm Credit Services, FLCA11%
3United Shore Financial Services, LLC10%
4Mortgage 1 Incorporated9%
5Mortgage Research Center, LLC8%
Refinances~37 loans · $5M

Homeowners refinancing an existing mortgage

Conventional 63%FHA 20%VA 17%

Most active lenders

1Rocket Mortgage, LLC27%
2The Huntington National Bank13%
3United Shore Financial Services, LLC8%
4Union Home Mortgage Corp.8%
54Front Credit Union6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

🌳 Parks(3)

Park in 190th Ave & 16 Mile Rd Area

4.7 mimap

Park

4.7 mimap

Unnamed park

4.7 mimap

🚴 Trails(1)

White Pine Trail

Bike Path

4.4 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pine River Area Schools? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Pine River Area Schools

What do homes cost in Pine River Area Schools?
The median home value in Pine River Area Schools is about $251,500. Individual prices vary by street, size, and condition.
How active is the Pine River Area Schools housing market?
there are 26 homes for sale in Pine River Area Schools right now, and 27 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

Top contributors in Pine River Area Schools

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pine River Area Schools? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Pine River Area Schools

Estimated Monthly Payment

$1,707/mo

$
$50,300
20%
%
Principal & Interest $1,30576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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