Pine Lake
Easy outdoor access
Median $330K·Walkability 0.9/10·Schools 5.2/10
What catches most people off guard about this stretch of West Michigan is how much water sits within arm's reach—Duck Lake borders the area less than a mile away, offering immediate access to the shoreline without the crowds of better-known destinations. The 54-acre footprint here feels spacious enough to breathe, with roads that meander rather than grid, and a character shaped by proximity to both water and the quieter rhythms of the wider Watson Estates region. Lower Crooked Lake Park lies about four miles down the road if you're looking for something slightly more developed—boat launches, picnic areas, and trail access. For those tracking airport commutes, Gerald R. Ford is roughly 45 minutes out, which isn't unreasonable if you're splitting time between the lake and the city. The real pull, though, is the combination: water close enough to slip into, land enough to feel removed, and the kind of setting where a Saturday morning doesn't need to look like anyone else's.
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Why people love it here
Near the water
- Pine Lake — 1.0 mi
- Pine Lake: 10 min bike
- Warner Lake: 6 min drive
Plainwell High School
- High — 6.7 mi away
- Plainwell
- 5 rated schools in district
$330K median
- 1 recent sale
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Pine Lake
Estimated Monthly Payment
$2,240/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Lower Crooked Lake Park
4.0 mi
Parks Nearby
0
within 1 mile
Based on 5 rated schools nearby
Range: 1/10 to 8/10
School District: Plainwell Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lower Crooked Lake Park
Playground on Boysen Rd
Pine Lake
+1 more
Crime in Pine Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Pine Lake home (around $330,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,223 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,223/mo | $59,274 |
| 10% (+PMI) | $2,558/mo | $68,224 |
| 5% (+PMI) | $2,671/mo | $71,232 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Gun Plain Charter Township
Source: gunplain.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,407 kWh/yr · offsets ~61% of a typical home's use
Gun Plain Charter Township Water/Sewer
Township operates water/sewer in served areas; wells elsewhere.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Fire coverage; confirm provider.
Services for Gun Plain Township · Source: gunplain.org
Utility, solar, and service details for Pine Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🏫 Schools(1)
North Pine Lake School
🌳 Parks(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Pine Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Pine Lake
- What do homes cost in Pine Lake?
- The median home value in Pine Lake is about $330,000. Individual prices vary by street, size, and condition.
- How active is the Pine Lake housing market?
- no homes are listed in Pine Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pine Lake?
- Pine Lake is served by Plainwell Community Schools. Its highest-rated assigned school is Plainwell High School (8/10).
- Is Pine Lake walkable?
- Pine Lake scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Pine Lake
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