Pine Grove Beach
Solid value in a growing area
Median $144K·Schools 3.7/10
Lots here sit just a short walk from the Manistee National Forest–White Cloud Unit, which means you're living at the edge of serious outdoor country. Ranch cottages and modest homes occupy deep, spacious lots with road frontage, many positioned to reach Lake Michigan without crossing anyone else's land. A few blocks away, Lake Michigan stretches another half-mile down the road, adding a layer of water access that most inland subdivisions never see.
Why people love it here
$144K median
- 3 sales in last 12mo
Explore Pine Grove Beach
Same name, different focus — Pine Grove Beach is also covered as:
- Pine Grove Beach Community — community details
Mortgage Calculator
Median home price in Pine Grove Beach
Estimated Monthly Payment
$978/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
3 homes sold in Pine Grove Beach this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Pine Grove Beach is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Pine Grove Beach home (around $144,100) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $954 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $954/mo | $25,438 |
| 10% (+PMI) | $1,098/mo | $29,290 |
| 5% (+PMI) | $1,147/mo | $30,575 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$17K
Per listing
Flood Risk
None
Not in flood zone
Nearest Park
Big Star Lake Public Access
0.5 mi
Parks Nearby
10
within 1 mile
Frequently asked about Pine Grove Beach
- What do homes cost in Pine Grove Beach?
- The median home value in Pine Grove Beach is about $144,100. Individual prices vary by street, size, and condition.
- How active is the Pine Grove Beach housing market?
- there are 4 homes for sale in Pine Grove Beach right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pine Grove Beach?
- Pine Grove Beach is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in Pine Grove Beach
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