Pine-Elm Park Crystaloon Lake
Surrounded by nature
Median $450K·Schools 5.0/10
Driving through this stretch of West Michigan, you're immediately aware of the water—sandy-beached Loon Lake sits practically at your doorstep, with public access a quick walk away and a grocery store about 2.5 miles inland if you need supplies. The homes here lean into that lakefront identity hard: decks facing the sparkling water, docks for fishing or launching, and the kind of Southern-facing glass and open floor plans that make it clear this is lake-living country, not a weekend retreat you visit once a year. Recent sales show ranch-style cottages and year-round homes with the practical touches you'd expect—attached garages, accessible layouts, updated kitchens—sitting on lots with genuine sandy beach and deep-water frontage where bluegill, largemouth bass, and northern pike actually show up. The vibe is straightforward: if you're out here, you came for the water, and the neighborhood doesn't pretend otherwise.
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Why people love it here
Lake life
- Loon Lake within walking distance
- 5 parks within 1 mile
$450K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Pine-Elm Park Crystaloon Lake
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Loon Lake Public Access
0.3 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Loon Lake
0.2 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Crime in Pine-Elm Park Crystaloon Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Pine-Elm Park Crystaloon Lake home (around $450,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $81k/year in household income to qualify — an estimated monthly payment of $3,031 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,031/mo | $80,829 |
| 10% (+PMI) | $3,489/mo | $93,032 |
| 5% (+PMI) | $3,643/mo | $97,134 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Pine-Elm Park Crystaloon Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Pine-Elm Park Crystaloon Lake
- What do homes cost in Pine-Elm Park Crystaloon Lake?
- The median home value in Pine-Elm Park Crystaloon Lake is about $450,000. Individual prices vary by street, size, and condition.
- How active is the Pine-Elm Park Crystaloon Lake housing market?
- no homes are listed in Pine-Elm Park Crystaloon Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pine-Elm Park Crystaloon Lake?
- Pine-Elm Park Crystaloon Lake is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
Top contributors in Pine-Elm Park Crystaloon Lake
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