Pierce Rd & 40th Ave Area
Solid value in a growing area
Median $140K·Walkability 1.5/10·Schools 2.0/10
Pierce Road runs through land that opens up generously—acre upon acre where homes sit back from the road with room to breathe, where a bonfire pit in the backyard isn't a luxury but a natural extension of the property. The listing descriptions tell the story: craftsman homes from 1914 with leaded glass and brick, updated ranches with metal roofs and three-car garages, houses on five or six acres with wildlife moving through the trees and long sight lines to the property line.
Why people love it here
$140K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Pierce Rd & 40th Ave Area
Estimated Monthly Payment
$950/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Pierce Rd & 40th Ave Area this year. Thinking of selling?
See what your home is worthBased on 1 rated school nearby
School District: Chippewa Hills School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Fate's Market
Remus Tavern
Wheatland Township Park
Schoner Lake
+1 more
Beach at School Section Lake
Crime in Pierce Rd & 40th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Pierce Rd & 40th Ave Area home (around $140,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $931 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $931/mo | $24,831 |
| 10% (+PMI) | $1,072/mo | $28,589 |
| 5% (+PMI) | $1,119/mo | $29,845 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Pierce Rd & 40th Ave Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$858/yr in electricity from a typical rooftop solar system
Produces ~6,302 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Pierce Rd & 40th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Wheatland Township Park
2.0 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(2)
Grocery Store
Woody's Grocery and More
Grocery Store
🍺 Bars(1)
Remus Tavern
Bar
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about Pierce Rd & 40th Ave Area
- What do homes cost in Pierce Rd & 40th Ave Area?
- The median home value in Pierce Rd & 40th Ave Area is about $140,000. Individual prices vary by street, size, and condition.
- How active is the Pierce Rd & 40th Ave Area housing market?
- no homes are listed in Pierce Rd & 40th Ave Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pierce Rd & 40th Ave Area?
- Pierce Rd & 40th Ave Area is served by Chippewa Hills School District. Its highest-rated assigned school is Mosaic School (2/10).
- Is Pierce Rd & 40th Ave Area walkable?
- Pierce Rd & 40th Ave Area scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Pierce Rd & 40th Ave Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.