Pewamo-Westphalia Community School District
Solid value in a growing area
Median $460K
Why people love it here
$460K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Pewamo-Westphalia Community School District
Estimated Monthly Payment
$3,120/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Crime in Pewamo-Westphalia Community School District is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Pewamo-Westphalia Community School District home (around $459,650) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $82k/year in household income to qualify — an estimated monthly payment of $3,057 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,057/mo | $81,527 |
| 10% (+PMI) | $3,520/mo | $93,863 |
| 5% (+PMI) | $3,675/mo | $97,988 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Pewamo-Westphalia Community School District, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Nearest Park
Unnamed park
1.4 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(3)
🍺 Bars(1)
🚴 Trails(4)
Fred Meijer Clinton-Ionia-Shiawassee Trail
Bike Path
Fred Meijer Clinton-Ionia-Shiawassee Trail
Bike Path
Fred Meijer Clinton-Ionia-Shiawassee Trail
Bike Path
+1 more within 5 miles
👶 Childcare(1)
Growing Patch Childcare Center
Childcare Center
Frequently asked about Pewamo-Westphalia Community School District
- What do homes cost in Pewamo-Westphalia Community School District?
- The median home value in Pewamo-Westphalia Community School District is about $459,650. Individual prices vary by street, size, and condition.
- How active is the Pewamo-Westphalia Community School District housing market?
- there are 2 homes for sale in Pewamo-Westphalia Community School District right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Top contributors in Pewamo-Westphalia Community School District
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