Pentwater
Solid value in a growing area
Median $400K·Walkability 5.4/10·Schools 6.0/10
The sand here—fine enough to slip through your fingers like powdered sugar—sits just over a mile from downtown, where art galleries and antique shops line streets named after signers of the Declaration of Independence. This is a seasonal place, mostly May through October, where Lake Michigan's clear water and a 500-acre inland lake fed by a vibrant river define the rhythm of life. The village green hosts art fairs, farmers markets, and live music all summer long, and somehow the place caught the eye of John C. Reilly and Rebecca Romijn, though most visitors are Chicagoans seeking refuge, roughly 90 minutes south. Tree-lined lots, updated cottages with lake views, and homes within walking distance of downtown define the landscape—the kind of place where a covered porch and a large yard aren't luxuries but the point. The name itself, "Pentwater," comes from the channel entrance's once-shallow waters that penned up arriving boats, a bit of geographic poetry that fits a village of fewer than 900 year-round residents who chose quiet over size.
Why people love it here
$400K median
- 21 sales in last 12mo
Park-rich area
- 40 parks within 1 mile
- Unnamed park: 4 min walk
- Watertower Green: 4 min walk
Walkable for daily errands
- Unnamed park: 4 min walk
- 3 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Pentwater
Estimated Monthly Payment
$2,716/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
21 homes sold in Pentwater this year. Thinking of selling?
See what your home is worthNearest Park
Unnamed park
0.2 mi
Parks Nearby
40
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gull Landing
Unnamed park
Unnamed playground
Lemon Lake
Unnamed beach
Driftwood Golf Course
Based on 1 rated school nearby
School District: Pentwater Public School District
Crime in Pentwater is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Pentwater home (around $400,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,661 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,661/mo | $70,947 |
| 10% (+PMI) | $3,063/mo | $81,682 |
| 5% (+PMI) | $3,198/mo | $85,272 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$58K/acre
Median asking
Median Price
$120K
Per listing
Local Government · area-wide
Pentwater Township
Source: pentwatertownshipmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$906/yr in electricity from a typical rooftop solar system
Produces ~6,339 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Pentwater Township Transfer Station & Recycling Center
Township operates a transfer station and recycling center
Consumers Energy · ~14.3¢/kWh
Consumers Energy in shoreline Pentwater corridor
Confirm by addressNo piped natural gas (propane/LP)
Largely propane; limited piped gas
Confirm by addressServices for Pentwater · Source: pentwatertownshipmi.gov
Utility, solar, and service details for Pentwater are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Pentwater
- What do homes cost in Pentwater?
- The median home value in Pentwater is about $400,000. Individual prices vary by street, size, and condition.
- How active is the Pentwater housing market?
- there are 7 homes for sale in Pentwater right now, and 21 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pentwater?
- Pentwater is served by Pentwater Public School District. Its highest-rated assigned school is Pentwater Public School (6/10).
- Is Pentwater walkable?
- Pentwater scores 5.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Pentwater
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