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Pearline

Great schools with outdoor access

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $413K·Walkability 5.3/10·Schools 7.0/10

🏙️13 mito Downtown GR(~26 min drive)
🏞️17 mito Lake Michigan(~33 min drive)

What catches most people off guard about this suburban stretch is the sheer size of the lots—we're talking genuine country feel without actually being out in the sticks, just 15 miles from downtown Grand Rapids whenever you need the restaurants or shopping. The neighborhood is defined by single-family homes ranging from three to five bedrooms, many built in the last few years by local builders like Schout and DeYoung, with the kind of touches newer construction brings: main-floor laundry, open kitchens, quartz counters, and attached garages that often come with extra storage for toys or tools. What makes it work is the proximity to Allendale Public Schools without that cramped subdivision feeling—there's room to breathe, and many properties have space enough to add a small barn if you're so inclined. Condo options cluster nearby in communities like Dale's Development if you want something lower-maintenance, though the single-family homes dominate the character here. Between the wooded lots, the new construction with modern amenities, and being right at the edge of Allendale charter township, it strikes that rare balance of proximity to convenience without sacrificing land.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Hidden Lake within walking distance
  • 10 parks within 1 mile
  • Unnamed park: 14 min walk
  • Unnamed bike_path: 6 min bike
🎓Schools
90

Evergreen Elementary

  • Elementary — 2.2 mi away
  • Allendale
  • 4 rated schools in district
💰Home Values

$413K median

  • 119 sales in last 12mo

Notable nearby

🛝Walk to a playground— Unnamed playground is a 8 min walk
Loading map…

Conventional Mortgage Calculator

Median home price in Pearline

Estimated Monthly Payment

$2,804/mo

$
$82,600
20%
%
Principal & Interest $2,14376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

119 homes sold in Pearline this year. Thinking of selling?

See what your home is worth
7.0
/10 avg
Above average schools

Based on 4 rated schools nearby

Range: 6/10 to 9/10

School District: Allendale Public Schools

9Evergreen ElementaryElementary · PK-03 · 547 students · 16:1 · Assigned · 2.2 mi
7Allendale High SchoolHigh · 08-12 · 775 students · 19:1 · Assigned · 1.4 mi
6Allendale Middle SchoolMiddle · 06-08 · 554 students · 17:1 · Assigned · 2.0 mi
6Oakwood IntermediateElementary · K-05 · 385 students · 14:1 · Assigned · 2.3 mi

Walkability

5.3

Fair

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
4.8
🍽️Dining— Restaurants, cafes, bars
7.0
🌳Nature— Parks, trails
2.3
🚌Transit— Bus stops, stations
5.0
💪Fitness— Gyms, recreation
6.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short walk

ALDI

6 minwalk· 5 min bike· <1 min drive
Daily Deals Food Outlet
2 mindrive
Family Fare
3 mindrive
bp
2 mindrive
🍽️Restaurants
Short walk

5 de Mayo Mexican Grill & Bar

5 minwalk· 5 min bike· 1 min drive
McDonald's
7 minwalk
☕Coffee Shops
Walkable

Tim Hortons

11 minwalk· 8 min bike· 2 min drive
Starbucks Coffee Company
3 mindrive
🍺Bars & Breweries
Short drive

Main St. Pub - Allendale

2 mindrive· 18 min walk· 14 min bike
Main Street Pub
2 mindrive
Mancino's Pizza & Grinders
2 mindrive
Mug Shots Burgers and Brews
2 mindrive
🌳Parks
Walkable

Unnamed park

14 minwalk· 10 min bike· 2 min drive
🛝Playgrounds
Short walk

Unnamed playground

8 minwalk· 7 min bike· 1 min drive
🏞️Lakes & Water
Short drive

Hidden Lake

5 mindrive
🥾Hiking Trails
Quick drive

Ravine Park Trails

6 mindrive
🚴Bike Paths
Bikeable

Unnamed bike_path

6 minbike· 16 min walk· 3 min drive
Dewpointe West Area Trail
6 minbike
⛵Boat Launches
Quick drive

Georgetown Launch

11 mindrive
Deer Creek Park Launch
10 mindrive
💪Gyms & Fitness
Walkable

Snap Fitness

13 minwalk· 10 min bike· 2 min drive
🚌Transit Stops
Short drive

Enclave Apartments

2 mindrive· 19 min walk· 13 min bike
48th/Lake Michigan (SB)
2 mindrive
48 West
3 mindrive
W Campus/Campus West 1 (EB)
3 mindrive

+1 more

📚Libraries
Short drive

Allendale Township Library

2 mindrive· 17 min walk· 12 min bike
Mary Idema Pew Library Learning and Information Commons
6 mindrive
Seidman House
6 mindrive
👶Daycares
Short walk

Little Mitten Child Care

9 minwalk· 7 min bike· 2 min drive

Crime in Pearline is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.

Ottawa County crime & safety stats →

To buy a median-priced Pearline home (around $413,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,784 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,784/mo$74,241
10% (+PMI)$3,204/mo$85,449
5% (+PMI)$3,346/mo$89,217

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Pearline cost-of-living breakdown →

Land for sale

Listings

2 parcels

Active / pending

Typical Land Value

$107K/acre

Median asking

Median Price

$545K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air98%
Fireplace9%
SewerPublic
WaterPublic
Waterfront13%
Water Bodies
2 PondsPondPrivate Pond

Who actually lends in Pearline, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~98 loans · $26M

Loans to buy a home

Conventional 92%FHA 3%VA 5%

Most active lenders

1Lake Michigan Credit Union24%
2Triad Financial Services, INC.24%
3Mercantile Bank8%
421st Mortgage Corporation8%
5Northern Mortgage Services, LLC6%
Refinances~29 loans · $6M

Homeowners refinancing an existing mortgage

Conventional 74%FHA 11%VA 15%

Most active lenders

1Lake Michigan Credit Union17%
2Rocket Mortgage, LLC16%
3The Huntington National Bank10%
4Consumers Credit Union8%
5United Shore Financial Services, LLC8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Allendale Charter Township

616-895-6295Website

Source: allendalemi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$918/yr in electricity from a typical rooftop solar system

Produces ~6,426 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Municipal / public water

Based on assessor parcel records

Sewerunconfirmed

Municipal sewer

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Residents contract private hauler.

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Regional IOU; inferred for Ottawa County township.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO Energy

Regional gas utility; inferred.

Confirm by address
Policeunconfirmed

Ottawa County Sheriff's Office

No township PD; county sheriff with contracted deputies.

Fire

Allendale Fire/Rescue Department

Township fire dept, 6600 Lake Michigan Drive.

Services for Allendale · Source: allendalemi.gov

Utility, solar, and service details for Pearline are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(4)

Aldi

Grocery Store

0.3 mimap

Daily Deals Food Outlet

Grocery Store

0.8 mimap

Family Fare

Grocery Store

0.9 mimap

+1 more within 5 miles

🍕 Restaurants(6)

5 de Mayo Mexican Grill & Bar

Restaurant

0.2 mimap
McDonald's

Fast Food

0.3 mimap

El Aztecas

Restaurant

0.5 mimap
Arby's

Fast Food

0.5 mimap

Domino's Pizza

Restaurant

0.5 mimap

+1 more within 5 miles

☕ Coffee(11)

Tim Hortons

Café

0.5 mimap

Starbucks Coffee Company

Café

0.9 mimap

Biggby Coffee

Café

1.0 mimap

+8 more within 5 miles

🍺 Bars(6)

Main Street Pub

Pub

0.9 mimap

Main St. Pub - Allendale

Bar

0.9 mimap

Mancino's Pizza & Grinders

Bar

1.2 mimap

+3 more within 5 miles

🏫 Schools(6)

White School Number 2

2.2 mimap

Red School

3.5 mimap

Sand Creek School

3.9 mimap
Star School Number 3
3.9 mimap

Baldwin Street Middle School

School

4.6 mimap

+1 more within 5 miles

💪 Gyms(1)

Snap Fitness

Fitness Center

0.6 mimap

🌳 Parks(7)

Unnamed park

0.6 mimap

Park

0.6 mimap

Park in Dewpointe West Area

0.6 mimap

+4 more within 5 miles

🚴 Trails(4)

Bike Path

Bike Path

0.6 mimap

Dewpointe West Area Trail

Bike Path

0.6 mimap

Unnamed bike_path

Bike Path

0.6 mimap

+1 more within 5 miles

⛵ Boat Launches(2)

Deer Creek Park Launch

Boat Launch

2.7 mimap
Georgetown Launch

Boat Launch

4.0 mimap

🚌 Transit(22)

Enclave Apartments

Transit Stop

0.9 mimap
48 West

Transit Stop

0.9 mimap
The Lodge (EB)

Transit Stop

1.0 mimap

+19 more within 5 miles

👶 Childcare(1)

Little Mitten Child Care

Childcare Center

0.4 mimap

📚 Libraries(3)

Allendale Township Library
0.7 mimap
Mary Idema Pew Library Learning and Information Commons
1.9 mimap

Seidman House

2.1 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pearline? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Pearline

What do homes cost in Pearline?
The median home value in Pearline is about $413,000. Individual prices vary by street, size, and condition.
How active is the Pearline housing market?
there are 42 homes for sale in Pearline right now, and 119 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Pearline?
Pearline is served by Allendale Public Schools. Its highest-rated assigned school is Evergreen Elementary (9/10).
Is Pearline walkable?
Pearline scores 5.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Pearline

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Pearline? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Pearline

Estimated Monthly Payment

$2,804/mo

$
$82,600
20%
%
Principal & Interest $2,14376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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