Paulina Beach
Surrounded by nature
Median $290K·Walkability 2.8/10·Schools 5.5/10
So you've got this stretch right on Fine Lake—a 320-acre all-sports lake with depths reaching 48 feet, the kind of place where people have kept docks for decades and actually use them. The platted neighborhood dates back to 1912, and what you're looking at now are homes with lake views, updated kitchens, open floor plans, and decks that face the water. Northern exposure means you catch eastern sunrises and western sunsets from your front windows. Fine Lake Boating Access is just a 4-minute walk if you want to get out on the water without owning waterfront yourself.
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Why people love it here
Lake life
- Fine Lake within walking distance
- 5 parks within 1 mile
- Fine Lake Boating Access Site: 7 min walk
- Howe Lake: 10 min drive
$290K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Paulina Beach
Estimated Monthly Payment
$1,970/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Fine Lake Boating Access Site
0.3 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Fine Lake
0.4 mi
Based on 4 rated schools nearby
Range: 3/10 to 8/10
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Banfield General Store
Wild Mike's
Fine Lake Boating Access Site
Howe Lake
+1 more
Crime in Paulina Beach is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Paulina Beach home (around $290,200) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $52k/year in household income to qualify — an estimated monthly payment of $1,955 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,955/mo | $52,125 |
| 10% (+PMI) | $2,250/mo | $59,995 |
| 5% (+PMI) | $2,349/mo | $62,641 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$915/yr in electricity from a typical rooftop solar system
Produces ~6,405 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Paulina Beach are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
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Questions about Paulina Beach? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Paulina Beach
- What do homes cost in Paulina Beach?
- The median home value in Paulina Beach is about $290,200. Individual prices vary by street, size, and condition.
- Is Paulina Beach walkable?
- Paulina Beach scores 2.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Paulina Beach
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