Palma Plat Area
Solid value in a growing area
Median $282K·Walkability 5.2/10·Schools 5.4/10
The thing that sticks with you about this stretch is how Cutler Park sits right across the street—one of those moments where you pull up to your house and there's actual green space waiting instead of just more houses. The neighborhood clusters around Kentwood Public Schools territory in Byron township, built mostly in the 1940s and '50s with ranch-style homes that have held up remarkably well under decades of actual living. You're 16 minutes from downtown Grand Rapids when you need it, but the everyday feel stays decidedly local—grocery stores and restaurants number in the dozens within a mile, and the nearest transit stop is essentially on your block. Parks dot the area within walking distance, and the Fred Meijer trail runs close enough that people mention it almost casually in conversations about their mornings. It's not trying to be anything flashier than what it is: a quietly maintained neighborhood where people have actually stayed put, and where you can get coffee without planning an expedition.
Why people love it here
$282K median
- 7 sales in last 12mo
Walkable for daily errands
- Full Plate Cafe LLC: 8 min walk
- 2 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Palma Plat Area
Estimated Monthly Payment
$1,914/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
7 homes sold in Palma Plat Area this year. Thinking of selling?
See what your home is worthWalkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Save-A-Lot
Full Plate Cafe LLC
+1 more
Johnny's Markets
Bar Down Grill
Unnamed park
+1 more
Unnamed playground
Providence Lake
Interurban Trail
M-6 Trail
Planet Fitness
68th/Special Olympics - Michigan (EB)
+1 more
Walgreens
Kent District Library - Byron Center Branch
Kelloggsville Early Childhood Learning Center
Celebration Cinema South
Based on 13 rated schools nearby
Range: 1/10 to 9/10
School District: Kentwood Public Schools
Crime in Palma Plat Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Palma Plat Area home (around $282,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,876 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,876/mo | $50,018 |
| 10% (+PMI) | $2,159/mo | $57,586 |
| 5% (+PMI) | $2,254/mo | $60,117 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Palma Plat Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Byron Township
Source: byrontownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,394 kWh/yr · offsets ~61% of a typical home's use
Byron-Gaines Utility Authority
BGUA manages water/sewer; rural fringe on private well. 1381 84th St SE.
Resident-arranged private hauler
Kent County Sheriff's Office (South Substation)
South Substation serves Gaines/Caledonia/Byron Twps.
Services for Byron · Source: gainestownship.org
Utility, solar, and service details for Palma Plat Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.2 mi
Parks Nearby
10
within 1 mile
🛒 Grocery(30)
+27 more within 5 miles
🍕 Restaurants(10)
Johnny's Pizza King
Restaurant
Fast Food
Tacos Don Jose
Restaurant
+5 more within 5 miles
☕ Coffee(22)
+19 more within 5 miles
🍺 Bars(21)
+18 more within 5 miles
🏫 Schools(27)
+22 more within 5 miles
💪 Gyms(5)
Planet Fitness
Fitness Center
Anytime Fitness
Fitness Center
Blue's Gym
Fitness Center
+2 more within 5 miles
🚴 Trails(1)
M-6 Trail
Bike Path
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(11)
+8 more within 5 miles
👶 Childcare(3)
📚 Libraries(4)
Kent District Library - Byron Center Branch
KDL Wyoming Branch
KDL Library - Kentwood
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about Palma Plat Area
- What do homes cost in Palma Plat Area?
- The median home value in Palma Plat Area is about $282,000. Individual prices vary by street, size, and condition.
- How active is the Palma Plat Area housing market?
- no homes are listed in Palma Plat Area right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Palma Plat Area?
- Palma Plat Area is served by Kentwood Public Schools. Its highest-rated assigned school is Countryside Elementary School (9/10).
- Is Palma Plat Area walkable?
- Palma Plat Area scores 5.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
