Oxbow Park
Surrounded by nature
Median $190K·Walkability 2.4/10·Schools 4.2/10
A stretch of road lined with modest homes and mobile units sits within walking distance of Hardy Pond, where the Hardy Dam impoundment stretches across thousands of acres of water. The area draws people who want direct access to boat launches and the recreational trails that loop through the surrounding forests—the Dragon Trail wraps nearly forty miles around the water, and the Muskegon River runs through nearby prairies. A handful of homes here sit right on the water's edge, their decks overlooking the pond's fifty-plus miles of shoreline.
Why people love it here
Lake life
- Hardy Dam Pond within walking distance
- 5 parks within 1 mile
- The Dragon Trail - Segment #2: 6 min walk
- Unnamed beach: 12 min walk
$190K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Oxbow Park
Estimated Monthly Payment
$1,290/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Oxbow Park this year. Thinking of selling?
See what your home is worthNearest Park
Newaygo State Park
0.6 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Hardy Dam Pond
0.0 mi
Based on 5 rated schools nearby
Range: 3/10 to 6/10
School District: Morley Stanwood Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hardy Dam Pond
Unnamed beach
The Dragon Trail - Segment #2
Crime in Oxbow Park is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Newaygo County.
Newaygo County crime & safety stats →To buy a median-priced Oxbow Park home (around $190,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $34k/year in household income to qualify — an estimated monthly payment of $1,264 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,264/mo | $33,700 |
| 10% (+PMI) | $1,455/mo | $38,799 |
| 5% (+PMI) | $1,519/mo | $40,504 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Big Prairie Township
Source: bigprairietownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,296 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressBig Prairie Township Fire Department
Twp FD (est. 1970) covers Big Prairie (36 sq mi) and Goodwell (36 sq mi). Station: 2815 S Elm Ave.
Services for Big Prairie · Source: bigprairietownship.org
Utility, solar, and service details for Oxbow Park are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(1)
Driftwood Bar and Grill
Restaurant
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about Oxbow Park
- What do homes cost in Oxbow Park?
- The median home value in Oxbow Park is about $190,000. Individual prices vary by street, size, and condition.
- How active is the Oxbow Park housing market?
- there is 1 home for sale in Oxbow Park right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oxbow Park?
- Oxbow Park is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).
- Is Oxbow Park walkable?
- Oxbow Park scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Oxbow Park
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.