Oxbow
Surrounded by nature
Median $146K·Walkability 4.4/10·Schools 4.6/10
Early evening light across the Thornapple River hits this newer development just right—the kind of glow that makes the modern townhouse-style condos look like they belong there rather than imposed on it. Built in 2024 by Mosaic Properties, this is architecture that actually pays attention: open kitchens, generous master suites, clean lines that don't apologize. You're minutes from the shops and restaurants of the Village of Ada, and there's real connectivity happening—a planned pedestrian bridge will eventually cross the river straight to downtown, with a bike path threading along the Thornapple and Grand River for good measure. Location-wise, you're about 20 minutes from downtown Grand Rapids or Forest Hills, which means you've got quick access without the density. The river itself is the real draw here—proximity to water and greenspace was built into the plan from the start, not added as an afterthought.
Why people love it here
Near the water
- Hardy Dam Pond — 1.6 mi
- 10 parks within 1 mile
- Hardy Dam Reservoir Park: 6 min walk
- Unnamed beach: 8 min walk
$146K median
- 13 sales in last 12mo
Notable nearby
Explore Oxbow
Same name, different focus — Oxbow is also covered as:
- Oxbow Community — community details
Conventional Mortgage Calculator
Median home price in Oxbow
Estimated Monthly Payment
$991/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in Oxbow this year. Thinking of selling?
See what your home is worthNearest Park
Hardy Dam Reservoir Park
0.3 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Hardy Dam Pond
1.6 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hardy Dam Reservoir Park
Unnamed playground
Croton Dam Pond
Unnamed beach
The Dragon Trail - Segment #1
Based on 5 rated schools nearby
Range: 3/10 to 6/10
School District: Newaygo Public School District
Crime in Oxbow is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Newaygo County.
Newaygo County crime & safety stats →To buy a median-priced Oxbow home (around $146,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $26k/year in household income to qualify — an estimated monthly payment of $971 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $971/mo | $25,896 |
| 10% (+PMI) | $1,118/mo | $29,814 |
| 5% (+PMI) | $1,167/mo | $31,124 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$25K
Per listing
Local Government · area-wide
Big Prairie Township
Source: bigprairietownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,296 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressBig Prairie Township Fire Department
Twp FD (est. 1970) covers Big Prairie (36 sq mi) and Goodwell (36 sq mi). Station: 2815 S Elm Ave.
Services for Big Prairie · Source: bigprairietownship.org
Utility, solar, and service details for Oxbow are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Oxbow
- What do homes cost in Oxbow?
- The median home value in Oxbow is about $146,000. Individual prices vary by street, size, and condition.
- How active is the Oxbow housing market?
- there are 3 homes for sale in Oxbow right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oxbow?
- Oxbow is served by Newaygo Public School District. Its highest-rated assigned school is Morley Stanwood High School (6/10).
- Is Oxbow walkable?
- Oxbow scores 4.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Oxbow
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