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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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© 2026 Grand Rapids Real Estate Co.. All rights reserved. · Equal Housing Opportunity

IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Oxbow Lake
Lake Area

Oxbow Lake

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $268K·Walkability 3.0/10·Schools 3.7/10

🏙️64 mito Downtown GR(~2h 7m drive)
🏞️56 mito Lake Michigan(~1h 52m drive)

What surprises most people out here is how private the lakes feel—no-wake waters where fishing and kayaking matter more than speed, and where a lot of homes sit on wooded lots with genuine waterfront access rather than just a view across someone else's yard. The area clusters around several small lakes, each with its own character; you'll find everything from one-bedroom chalets with 70 feet of lakefront and a full basement to older cottages that line the shoreline, many with their own sandy beach or bluff-facing decks. About two hours from downtown, it's far enough to feel genuinely removed, yet close enough to the Pere Marquette River and the DNR snowmobile trail for year-round outdoor pursuits. The Manistee National Forest is within easy reach, and the land itself—half-acre parcels, wooded lots, that mixture of shade and open view—defines what people build and how they live here. Waterfront properties tend to be the main draw, whether you're looking at a turnkey cabin or a building site with room to start fresh; the trade-off is that you're trading proximity to services for the real thing: quiet lakes and trees.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Oxbow Lake within walking distance
  • 5 parks within 1 mile
  • Oxbow Lake: 0 min walk
  • Hill Lake: 11 min bike
💰Home Values

$268K median

  • 4 sales in last 12mo
🏞️

Lake facts

MI DNR
Lake size43acres
Homes on lake25parcels

Depth, fish species, and motor restrictions sourced from MI DNR — coming soon.

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Conventional Mortgage Calculator

Median home price in Oxbow Lake

Estimated Monthly Payment

$1,816/mo

$
$53,500
20%
%
Principal & Interest $1,38876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

4 homes sold in Oxbow Lake this year. Thinking of selling?

See what your home is worth

Flood Risk

None

Not in flood zone

Nearest Park

Reed Lake Boating Access Site

0.9 mi

Parks Nearby

5

within 1 mile

3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Baldwin Community Schools

4Baldwin Elementary SchoolElementary · PK-05 · 224 students · 12:1 · 7.1 mi
4Baldwin Senior High SchoolHigh · 09-12 · 119 students · 10:1 · 7.1 mi
3Baldwin Junior High SchoolMiddle · 06-08 · 99 students · 10:1 · 7.1 mi

Walkability

3.0

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
3.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🏞️Lakes & Water
Easy walk

Oxbow Lake

<1 minwalk· <1 min bike· <1 min drive
Reed Lake
8 mindrive
Shonenya Lake
11 mindrive
Orchard Lake
14 mindrive

To buy a median-priced Oxbow Lake home (around $267,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,802 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,802/mo$48,048
10% (+PMI)$2,074/mo$55,302
5% (+PMI)$2,165/mo$57,741

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Oxbow Lake cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Median Price

$80K

Per listing

Solar potential

~$894/yr in electricity from a typical rooftop solar system

Produces ~6,258 kWh/yr · offsets ~60% of a typical home's use

Utility, solar, and service details for Oxbow Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🌳 Parks(3)

Reed Lake Boating Access Site

0.9 mimap

Lake Township Park

2.0 mimap

Big Star Lake Public Access

2.4 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Oxbow Lake? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Oxbow Lake

What do homes cost in Oxbow Lake?
The median home value in Oxbow Lake is about $267,500. Individual prices vary by street, size, and condition.
How active is the Oxbow Lake housing market?
there is 1 home for sale in Oxbow Lake right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Oxbow Lake?
Oxbow Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Is Oxbow Lake walkable?
Oxbow Lake scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Oxbow Lake

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Oxbow Lake? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Oxbow Lake

Estimated Monthly Payment

$1,816/mo

$
$53,500
20%
%
Principal & Interest $1,38876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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