Ottawa Creek Sub
Solid value in a growing area
Median $389K·Walkability 4.5/10·Schools 4.9/10
The lots here run tight—just under a third of an acre each—so you're living close to your neighbors in an 11-acre plat, which means the whole subdivision feels contained and walkable to essentials. A grocery store is a 2-minute walk away, and you can hit a transit stop in 3 minutes on foot, so car dependency isn't the default here. Homes run around $601K and sit within the West Ottawa Public School District.
Why people love it here
$389K median
- 1 recent sale
12,872 sq ft avg lots
- 30 homes
Conventional Mortgage Calculator
Median home price in Ottawa Creek Sub
Estimated Monthly Payment
$2,641/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$389K
1 recent sale
Parcels / Units
30
Median Lot Size
0.28 ac
0.20 ac – 0.58 ac
Homeowner Rate
96.7%
Principal residence
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
+1 more
Thai Kafe Holland
+1 more
Starbucks Coffee Company
+1 more
Lugar cómida
+1 more
Quincy Park
+1 more
Naturescape
Lake Macatawa
+1 more
Unnamed beach
Loop 4
Park Township Dog Park
+1 more
Pine Wood Lake Estates Area Trail
Howard Dunton Park Launch
H3alth
+1 more
Butternut South of Riley
+1 more
Walgreens
Herrick District Library North Branch
daycare
Sperry's Moviehouse
Based on 9 rated schools nearby
Range: 3/10 to 7/10
School District: West Ottawa Public School District
Crime in Ottawa Creek Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Ottawa Creek Sub home (around $389,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $69k/year in household income to qualify — an estimated monthly payment of $2,587 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,587/mo | $68,996 |
| 10% (+PMI) | $2,979/mo | $79,436 |
| 5% (+PMI) | $3,110/mo | $82,927 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Holland Charter Township (water from City of Wyoming)
Township-owned distribution serving 12,900+ customers; water purchased wholesale from City of Wyoming (Lake Michigan).
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland · Source: hct.holland.mi.us
Utility, solar, and service details for Ottawa Creek Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Quincy Park
1.1 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(24)
Supermercado Santa Fe
Grocery Store
Grocery Store
Family Fare Supermarket
Grocery Store
+21 more within 5 miles
🍕 Restaurants(22)
Thai Kafe Holland
Restaurant
Kelly's Bar & Grill
Restaurant
Peppino's Pizza
Restaurant
Lemongrass Thai Sushi
Restaurant
Thai Kafe
Restaurant
+17 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(18)
RedRock Grille
Bar
LiveGolf Studios at Macatawa Golf Club
Bar
Lugar cómida
Bar
+15 more within 5 miles
🏫 Schools(28)
+23 more within 5 miles
💪 Gyms(12)
Elite Fitness Development
Fitness Center
H3alth
Fitness Center
Journey of Hope Yoga
Fitness Center
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(4)
Park Township Dog Park
Dog Park
Dog Park in Country Corners Estates Area
Dog Park
Helder Park Dog Park
Dog Park
+1 more within 5 miles
🚴 Trails(6)
Kingwood Estates No 2 Area Trail
Bike Path
Pine Wood Lake Estates Area Trail
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
⚡ EV Charging(3)
ChargePoint
EV Charging
City of Holland City Hall
EV Charging
EV Charging
Frequently asked about Ottawa Creek Sub
- What do homes cost in Ottawa Creek Sub?
- The median home value in Ottawa Creek Sub is about $389,000. Individual prices vary by street, size, and condition.
- How active is the Ottawa Creek Sub housing market?
- no homes are listed in Ottawa Creek Sub right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ottawa Creek Sub?
- Ottawa Creek Sub is served by West Ottawa Public School District. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
- Is Ottawa Creek Sub walkable?
- Ottawa Creek Sub scores 4.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.