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Ottawa Center

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $429K·Walkability 0.0/10·Schools 6.0/10

🏙️19 mito Downtown GR(~38 min drive)
🏞️10 mito Lake Michigan(~20 min drive)

What might surprise you is how much breathing room you get out here—properties sit on generous lots, many stretching across two acres or more, with woods at the back and direct access to state land and river recreation. Grand River frontage appears regularly in listings, and homes tend toward the substantial: log construction, vaulted ceilings, wraparound decks, pole barns. The area sits between Crockery township and connects easily to Grand Rapids, Grand Haven, or Holland via I-96 or Leonard Street, making it genuinely rural without the isolation. Bass River Recreational Area and Robinson Forest are within reach for anyone serious about fishing or wildlife, and the Grand River boat launch adds water access that actually gets used. Homes here feel built for people who wanted land and didn't want to compromise on square footage or privacy to get it.

Why people love it here

🌊Nature & Outdoors

Near the water

  • Connor Bayou — 1.7 mi
  • 10 parks within 1 mile
  • Connector: 17 min drive
  • Spoonville Ferry Resort Sub No 1 Area Trail: 19 min drive
💰Home Values

$429K median

  • 7 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Ottawa Center

Estimated Monthly Payment

$2,909/mo

$
$85,700
20%
%
Principal & Interest $2,22376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

7 homes sold in Ottawa Center this year. Thinking of selling?

See what your home is worth
6.0
/10 avg
Above average schools

Based on 5 rated schools nearby

Range: 4/10 to 9/10

School District: Spring Lake Public Schools

9Evergreen ElementaryElementary · PK-03 · 547 students · 16:1 · 5.6 mi
6Oakwood IntermediateElementary · K-05 · 385 students · 14:1 · 5.7 mi
6Allendale Middle SchoolMiddle · 06-08 · 554 students · 17:1 · 5.8 mi
5Coopersville South Elementary SchoolElementary · 03-05 · 509 students · 17:1 · 5.8 mi
4Robinson SchoolElementary · PK-04 · 211 students · 11:1 · 4.2 mi

Walkability

0.0

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🍽️Restaurants
Quick drive

Turk's Inn Restaurant

6 mindrive
🍺Bars & Breweries
Quick drive

Turk's Tavern

6 mindrive
Terra Verde Restaurant & Lounge
7 mindrive
Crockery Creek Saloon
6 mindrive
⛵Boat Launches
Quick drive

Deer Creek Park Launch

9 mindrive
Bruces Bayou East Launch
10 mindrive
Bruces Bayou West Launch
14 mindrive

Crime in Ottawa Center is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.

Ottawa County crime & safety stats →

To buy a median-priced Ottawa Center home (around $428,500) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,889 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,889/mo$77,027
10% (+PMI)$3,325/mo$88,655
5% (+PMI)$3,471/mo$92,565

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Ottawa Center cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$31K/acre

Median asking

Median Price

$90K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace27%
SewerSeptic Tank
WaterWell
Waterfront36%
Water Bodies
Grand River

Who actually lends in Ottawa Center, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~24 loans · $8M

Loans to buy a home

Conventional 91%FHA 5%VA 4%

Most active lenders

1Lake Michigan Credit Union52%
2Mercantile Bank8%
3Fifth Third Bank, National Association6%
4United Shore Financial Services, LLC6%
5Consumers Credit Union5%
Refinances~15 loans · $3M

Homeowners refinancing an existing mortgage

Conventional 86%FHA 8%VA 6%

Most active lenders

1Lake Michigan Credit Union22%
2Fifth Third Bank, National Association17%
3The Huntington National Bank13%
4United Shore Financial Services, LLC11%
5Rocket Mortgage, LLC8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Crockery Township

616-837-6700Website

Source: crockerytownship.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$874/yr in electricity from a typical rooftop solar system

Produces ~6,373 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Residents contract private hauler.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU; inferred.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO Energy

Regional gas utility; inferred.

Confirm by address
Policeunconfirmed

Ottawa County Sheriff's Office

No township PD.

Fire

Crockery Township Fire Department

Volunteer fire dept, Nunica.

Services for Crockery · Source: crockerytownship.gov

Utility, solar, and service details for Ottawa Center are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(2)

Family Fare Supermarket

Grocery Store

4.4 mimap

bp

Grocery Store

4.8 mimap

🍕 Restaurants(7)

Oaklea Party Store

Restaurant

0.8 mimap

Turk's Inn Restaurant

Restaurant

3.6 mimap

Subway

Restaurant

4.2 mimap

Burger King

Fast Food

4.2 mimap

Dona Enedina Grill

Restaurant

4.2 mimap

+2 more within 5 miles

☕ Coffee(4)

Social Nutrition

Café

4.4 mimap

Biggby Coffee

Café

4.4 mimap

Java Boulevard (Magnum Coffee House)

Café

4.8 mimap

+1 more within 5 miles

🍺 Bars(5)

Turk's Tavern

Bar

3.6 mimap

Terra Verde Restaurant & Lounge

Bar

3.7 mimap

Crockery Creek Saloon

Bar

3.8 mimap

+2 more within 5 miles

🏫 Schools(5)

Toothacre School

3.7 mimap

Saint Michael School

3.8 mimap

White School Number 2

4.6 mimap

Marshall School

4.6 mimap

Red School

4.8 mimap

🌳 Parks(4)

Riverside Park

0.3 mimap
Burr Oak Landing West Open Space Area
0.9 mimap

Jubb Bayou Open Space

1.0 mimap

+1 more within 5 miles

🚴 Trails(7)

Bike Path

Bike Path

0.5 mimap

Unnamed bike_path

Bike Path

0.5 mimap

Spoonville Ferry Resort Sub No 1 Area Trail

Bike Path

0.5 mimap

+4 more within 5 miles

⛵ Boat Launches(5)

Ottawa Riverside County Park Launch

Boat Launch

0.5 mimap
Robinson - Grand River Launch

Boat Launch

2.8 mimap
Bruces Bayou East Launch

Boat Launch

4.5 mimap

+2 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ottawa Center? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Ottawa Center

What do homes cost in Ottawa Center?
The median home value in Ottawa Center is about $428,500. Individual prices vary by street, size, and condition.
How active is the Ottawa Center housing market?
there are 9 homes for sale in Ottawa Center right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Ottawa Center?
Ottawa Center is served by Spring Lake Public Schools. Its highest-rated assigned school is Evergreen Elementary (9/10).
Is Ottawa Center walkable?
Ottawa Center scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Ottawa Center

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ottawa Center? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Ottawa Center

Estimated Monthly Payment

$2,909/mo

$
$85,700
20%
%
Principal & Interest $2,22376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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