Otsego Public Schools
Surrounded by nature
Median $338K
Why people love it here
Lake life
- Clear Lake within walking distance
- 5 parks within 1 mile
$338K median
- 20 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Otsego Public Schools
Estimated Monthly Payment
$2,294/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
20 homes sold in Otsego Public Schools this year. Thinking of selling?
See what your home is worthNearest Park
Rupert Lake Public Access
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Clear Lake
0.4 mi
Crime in Otsego Public Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Otsego Public Schools home (around $337,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,247 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,247/mo | $59,933 |
| 10% (+PMI) | $2,588/mo | $69,001 |
| 5% (+PMI) | $2,701/mo | $72,033 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
9 parcels
Active / pending
Typical Land Value
$40K/acre
Median asking
Median Price
$65K
Per listing
Multifamily for sale
Listings
3 buildings
Active / pending
Median Price
$350K
Per building
Price Per Unit
$130K
Median
Who actually lends in Otsego Public Schools, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
🛒 Grocery(4)
+1 more within 5 miles
☕ Coffee(4)
+1 more within 5 miles
🏫 Schools(16)
School
Otto School
Becker School
Pine Grove School
Saint Margaret School
+11 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Love's
Dog Park
🚴 Trails(7)
Kal-Haven Trail
Bike Path
Cycleway from Brookside Dr to S US 131
Bike Path
Bike Path
Bike Path
+4 more within 5 miles
👶 Childcare(1)
Plainwell Corners Preschool
Daycare
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Otsego District Public Library
Frequently asked about Otsego Public Schools
- What do homes cost in Otsego Public Schools?
- The median home value in Otsego Public Schools is about $337,900. Individual prices vary by street, size, and condition.
- How active is the Otsego Public Schools housing market?
- there are 19 homes for sale in Otsego Public Schools right now, and 20 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Top contributors in Otsego Public Schools
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