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Home/Neighborhoods/Osceola County/Osceola Township Zone 1 Area
Neighborhood21876.0 acres

Osceola Township Zone 1 Area

Room to spread out, great value

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Osceola Township Zone 1 Area is a neighborhood, part of Evart Public Schools. Homes here typically sell for around $227,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

5 homes for sale·Median $227K·Walkability 0.0/10·Schools 4.7/10

🏙️71 mito Downtown GR(~2h 22m drive)
🏞️78 mito Lake Michigan(~2h 35m drive)

Woodbeck Lake sits right here—not a distant scenic drive, but your actual backyard view. The landscape reads rural and spacious: 20-plus-acre lots, working gardens, orchards, a scattering of ranch homes and farmhouses built for room to breathe, plus a historic one-room schoolhouse that still serves as the township's meeting place. Pretty Lake Boating Access is adjacent, and the Muskegon River runs close enough to matter if you want it.

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Why people love it here

🏡Space & Property

15.3 acre avg lots

  • 879 homes
💰Home Values

$227K median

  • 8 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Osceola Township Zone 1 Area

Estimated Monthly Payment

$1,541/mo

$
$45,400
20%
%
Principal & Interest $1,17876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

8 homes sold in Osceola Township Zone 1 Area this year. Thinking of selling?

See what your home is worth

Median Sale Price

$227K

8 sales in last 12mo

Parks Nearby

0

within 1 mile

Nearest Park

City Park

2.2 mi

Expected Rent

$1,100/mo

$1,000 – $1,175 · estimated range

4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 6/10

School District: Evart Public Schools

6Evart Middle SchoolMiddle · 05-08 · 255 students · 14:1 · 2.9 mi
5Evart Elementary SchoolElementary · PK-04 · 353 students · 15:1 · 2.7 mi
3Evart High SchoolHigh · 09-12 · 281 students · 15:1 · 3.0 mi

Crime in Osceola Township Zone 1 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.

Osceola County crime & safety stats →

To buy a median-priced Osceola Township Zone 1 Area home (around $227,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,531 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,531/mo$40,838
10% (+PMI)$1,763/mo$47,002
5% (+PMI)$1,840/mo$49,075

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Osceola Township Zone 1 Area cost-of-living breakdown →

Who actually lends in Osceola Township Zone 1 Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~14 loans · $2M

Loans to buy a home

Conventional 66%FHA 21%VA 1%USDA 12%

Most active lenders

1Union Home Mortgage Corp.20%
2American Pacific Mortgage Corporation13%
3Rocket Mortgage, LLC11%
4J. Virgil, INC.7%
5MEMBERS FIRST Credit Union7%
Refinances~10 loans · $1M

Homeowners refinancing an existing mortgage

Conventional 53%FHA 20%VA 26%

Most active lenders

1Rocket Mortgage, LLC41%
2United Shore Financial Services, LLC7%
3Union Home Mortgage Corp.5%
4Carrington Mortgage Services, LLC5%
5Mutual OF Omaha Mortgage, INC.4%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$900/yr in electricity from a typical rooftop solar system

Produces ~6,300 kWh/yr · offsets ~60% of a typical home's use

Utility, solar, and service details for Osceola Township Zone 1 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Flood Risk

None

Not in flood zone

Nearest Park

City Park

2.2 mi

Parks Nearby

0

within 1 mile

🍕 Restaurants(5)

Subway

Fast Food

3.0 mimap

Pompeii's Pizza

Restaurant

3.1 mimap

Mishler's Drive-In

Fast Food

3.1 mimap

B.C. Pizza

Restaurant

3.1 mimap

Lamplighter Cafe

Restaurant

3.1 mimap

🌳 Parks(3)

City Park

2.2 mimap

City Tennis Courts and Ball Field

2.8 mimap

Heritage Park

2.9 mimap

🚴 Trails(2)

Pere Marquette State Trail

Bike Path

3.1 mimap

Bike Path

Bike Path

3.2 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Osceola Township Zone 1 Area? Our team can help with availability, schools, and what it's really like to live here.

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Living in Osceola Township Zone 1 Area: the details

Is Osceola Township Zone 1 Area a good place to live?

Osceola Township Zone 1 Area is a strong fit if you want room to spread out on larger lots — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Evart Public Schools. Homes here typically sell for around $227,000.

What does it cost to live in Osceola Township Zone 1 Area?

The typical home in Osceola Township Zone 1 Area goes for around $227,000. There are 5 homes for sale here right now and 8 homes sold here in the past year.

Frequently asked about Osceola Township Zone 1 Area

What do homes cost in Osceola Township Zone 1 Area?
The median home value in Osceola Township Zone 1 Area is about $227,000. Individual prices vary by street, size, and condition.
How active is the Osceola Township Zone 1 Area housing market?
there are 5 homes for sale in Osceola Township Zone 1 Area right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Osceola Township Zone 1 Area?
Osceola Township Zone 1 Area is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
Is Osceola Township Zone 1 Area walkable?
Osceola Township Zone 1 Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Osceola Township Zone 1 Area

Data sources: parcels · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

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Questions about Osceola Township Zone 1 Area? Our team can help.

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Conventional Mortgage Calculator

Median in Osceola Township Zone 1 Area

Estimated Monthly Payment

$1,541/mo

$
$45,400
20%
%
Principal & Interest $1,17876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Nearby Neighborhoods

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