Oscar Johnson'S Addition
Solid value in a growing area
Median $180K·Schools 5.0/10
Out here, you're in a platted neighborhood where folks tend to stay a while—homes are ranch-style and colonial, with plenty of land and basements that developers clearly meant for expansion. Tennis Court Park sits right at the edge, and there are three more parks within a mile if you want options beyond your own backyard. A restaurant is about an 11-minute walk, so dinner doesn't require a car, though Woodbeck Lake at a mile and a half away makes for a decent afternoon outing when you feel like getting out. Most listings emphasize updated kitchens, room to work with, and the kind of main-floor living that lets you spread out—which tells you something about what the place attracts. The subdivision has the modest, no-fuss character of small-town Michigan: solid bones, reasonable space, and neighbors who aren't rushing anywhere.
Why people love it here
$180K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Oscar Johnson'S Addition
Estimated Monthly Payment
$1,222/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
School District: Montabella Community Schools
Crime in Oscar Johnson'S Addition is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Oscar Johnson'S Addition home (around $179,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $32k/year in household income to qualify — an estimated monthly payment of $1,197 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,197/mo | $31,917 |
| 10% (+PMI) | $1,378/mo | $36,747 |
| 5% (+PMI) | $1,439/mo | $38,362 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Tennis Court Park
0.1 mi
Parks Nearby
20
within 1 mile
Frequently asked about Oscar Johnson'S Addition
- What do homes cost in Oscar Johnson'S Addition?
- The median home value in Oscar Johnson'S Addition is about $179,950. Individual prices vary by street, size, and condition.
- How active is the Oscar Johnson'S Addition housing market?
- there is 1 home for sale in Oscar Johnson'S Addition right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oscar Johnson'S Addition?
- Oscar Johnson'S Addition is served by Montabella Community Schools. Its highest-rated assigned school is Montabella JuniorSenior High (5/10).
Top contributors in Oscar Johnson'S Addition
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