Orchard St & N Apple Ave Area
Explore this community
2 homes for sale·Median $355K·Walkability 2.0/10·Schools 6.3/10
Out here, you're looking at Lake Michigan less than a quarter-mile away—which means you're living at the water's edge without quite living *on* it, a distinction that matters when you want space and breathing room. The neighborhood sits on dead-end streets and corner lots with room to spare; most homes are 3-bedroom ranch and mid-century ranches with main-floor layouts, full basements begging for a rec room, and attached garages for the practical stuff. A short walk gets you to Ramps and Rails Skate Park if you've got kids itching to burn energy. Downtown Hart is a few blocks away, convenient enough that you're not stranded but far enough that the neighborhood stays genuinely quiet. Groceries land around a mile off, restaurants slightly farther, which is the trade-off for living somewhere that still feels like a place rather than a strip. It's 87 minutes to Grand Rapids, so commuters need to be serious about it, but if you're here, you're probably choosing the water-view lot and the basement project over the freeway-adjacent quick drive.
Why people love it here
Hart High School
- High — 0.6 mi away
- Hart
- 3 rated schools in district
$355K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Orchard St & N Apple Ave Area
Estimated Monthly Payment
$2,410/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Orchard St & N Apple Ave Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hansen Foods
McDonald's
Ramps and Rails Skate Park
+1 more
Playground on Whitbeck Rd
Hart Lake
Hart-Montague Bicycle Trail
Hart Public Library
Crime in Orchard St & N Apple Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Orchard St & N Apple Ave Area home (around $355,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,361 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,361/mo | $62,965 |
| 10% (+PMI) | $2,718/mo | $72,493 |
| 5% (+PMI) | $2,838/mo | $75,679 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$804/yr in electricity from a typical rooftop solar system
Produces ~6,446 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Orchard St & N Apple Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Pointe Park
0.1 mi
Parks Nearby
26
within 1 mile
🛒 Grocery(1)
Hansen Foods
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(7)
Oceana Intermediate School
Garver School
Donaldson School
Round Lake School
Van Wickle School
+2 more within 5 miles
🚴 Trails(9)
Hart-Montague Bicycle Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+6 more within 5 miles
📚 Libraries(1)
Hart Public Library
Frequently asked about Orchard St & N Apple Ave Area
- What do homes cost in Orchard St & N Apple Ave Area?
- The median home value in Orchard St & N Apple Ave Area is about $355,000. Individual prices vary by street, size, and condition.
- How active is the Orchard St & N Apple Ave Area housing market?
- there are 2 homes for sale in Orchard St & N Apple Ave Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Orchard St & N Apple Ave Area?
- Orchard St & N Apple Ave Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Orchard St & N Apple Ave Area walkable?
- Orchard St & N Apple Ave Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.