Ojibway Beach
Solid value in a growing area
Median $402K·Schools 3.7/10
Stepping onto the streets here, you're never far from the sound of water—Lake Michigan sits just a few blocks away, close enough that the light shifts differently on summer evenings. The subdivision spreads across a residential grid with room to breathe, and Wolf Lake anchors the area's identity, drawing boats and swimmers year-round. Houses run the gamut from rustic cabins with decades of character to freshly renovated cottage-style homes with stone fireplaces and open kitchens; most sit on generous lots with mature trees and detached garages, many with workshop space built in. If you need a bigger recreation area, Hungerford Lake Recreation Area is about seven miles south. The water access—both the lake at your doorstep and all-sports Wolf Lake nearby—is what makes this place tick; people come here to fish, boat, and spend time on the water, not just look at it from a distance.
Why people love it here
$402K median
- 2 recent sales
Mortgage Calculator
Median home price in Ojibway Beach
Estimated Monthly Payment
$2,729/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Ojibway Beach is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Ojibway Beach home (around $401,950) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,661 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,661/mo | $70,955 |
| 10% (+PMI) | $3,064/mo | $81,700 |
| 5% (+PMI) | $3,198/mo | $85,286 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
6.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about Ojibway Beach
- What do homes cost in Ojibway Beach?
- The median home value in Ojibway Beach is about $401,950. Individual prices vary by street, size, and condition.
- How active is the Ojibway Beach housing market?
- there is 1 home for sale in Ojibway Beach right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ojibway Beach?
- Ojibway Beach is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Ojibway Beach
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