Oak Wood Acres
Room to spread out, great value
Median $195K·Walkability 1.8/10·Schools 4.0/10
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Why people love it here
1.1 acre avg lots
- 8 homes
$195K median
- Based on 3yr sales
Park-rich area
- 5 parks within 1 mile
- Dragon Adventures Base Camp: 10 min bike
- The Dragon Trail - Segment #9: 5 min drive
Conventional Mortgage Calculator
Median home price in Oak Wood Acres
Estimated Monthly Payment
$1,324/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Median Sale Price
$195K
Based on 3yr sales
Parcels / Units
8
Median Lot Size
0.93 ac
0.36 ac – 2.4 ac
Expected Rent
$1,025/mo
$900 – $1,150 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Dragon Adventures Base Camp
0.6 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Dragon Adventures Base Camp
Playground in Forwood Pines Area
Mast Lake
Beach in Forwood Pines Area
The Dragon Trail - Segment #9
To buy a median-priced Oak Wood Acres home (around $195,000) at today's 6.76% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,325 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,325/mo | $35,329 |
| 10% (+PMI) | $1,525/mo | $40,656 |
| 5% (+PMI) | $1,592/mo | $42,452 |
Estimates use a 6.76% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Big Prairie Township
Source: bigprairietownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,424 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressBig Prairie Township Fire Department
Twp FD (est. 1970) covers Big Prairie (36 sq mi) and Goodwell (36 sq mi). Station: 2815 S Elm Ave.
Services for Big Prairie Township · Source: bigprairietownship.org
Utility, solar, and service details for Oak Wood Acres are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🌳 Parks(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Oak Wood Acres? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Oak Wood Acres
- What do homes cost in Oak Wood Acres?
- The median home value in Oak Wood Acres is about $195,000. Individual prices vary by street, size, and condition.
- What schools serve Oak Wood Acres?
- Oak Wood Acres is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Oak Wood Acres walkable?
- Oak Wood Acres scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.