Oak Park
Surrounded by nature
Median $614K·Walkability 1.1/10·Schools 5.5/10
...and what really gets you is how close the water is. Twin Lakes sits just a quarter-mile away, and Fine Lake—where half the recent sales seem to feature lakefront homes with sandy beaches and serious sunset views—is right there too. There's a public boat launch about a mile out, so if you've got a kayak or a fishing habit, you're basically home. The roads here are lined with substantial homes on real land, the kind of lots where you can actually breathe, and the whole stretch has that lake-country feel without feeling remote.
Why people love it here
Lake life
- Fine Lake within walking distance
- 5 parks within 1 mile
- Fine Lake Boating Access Site: 8 min bike
- Howe Lake: 10 min drive
DeltonKellogg High School
- High — 7.7 mi away
- Delton Kellogg Schools
- 4 rated schools in district
$614K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Oak Park
Estimated Monthly Payment
$4,165/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Fine Lake Boating Access Site
0.8 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Fine Lake
0.4 mi
Based on 4 rated schools nearby
Range: 3/10 to 8/10
School District: Delton Kellogg Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Fine Lake Boating Access Site
Howe Lake
+1 more
Crime in Oak Park is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Oak Park home (around $613,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $108k/year in household income to qualify — an estimated monthly payment of $4,061 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,061/mo | $108,299 |
| 10% (+PMI) | $4,676/mo | $124,700 |
| 5% (+PMI) | $4,882/mo | $130,173 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$915/yr in electricity from a typical rooftop solar system
Produces ~6,405 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Oak Park are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Oak Park
- What do homes cost in Oak Park?
- The median home value in Oak Park is about $613,500. Individual prices vary by street, size, and condition.
- What schools serve Oak Park?
- Oak Park is served by Delton Kellogg Schools. Its highest-rated assigned school is DeltonKellogg High School (8/10).
- Is Oak Park walkable?
- Oak Park scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Oak Park
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