Oak Lane Dr & Whitehall Rd Area
Solid value in a growing area
Median $263K·Walkability 1.2/10·Schools 5.3/10
Out here you've got the kind of space that actually matters—74 acres where you can breathe, with lots running close to an acre and backyards deep enough for gardens, sheds, and real privacy. The Rail and Snowmobile trail runs nearby, perfect if you're into getting outside without needing to drive far, and Henderson Road Nature Center sits about a mile away when you want a proper walk. A restaurant lands roughly 1.8 miles down the road, coffee's about 2 miles, so you're not completely remote—groceries are 3.8 miles out—but close enough to feel removed from the noise. The homes themselves are a mix of older character and newer updates; you'll see plenty of folks doing real work on their places, adding square footage or bringing tired bones back to life. Drive time to Grand Haven beach sits just under 40 minutes, which means weekend trips are real and doable without feeling like a whole production. It's the kind of neighborhood where corner lots, attached garages, and room to expand are standard, and the quiet corner setting isn't marketing speak—it's just how it sits.
Why people love it here
$263K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Oak Lane Dr & Whitehall Rd Area
Estimated Monthly Payment
$1,785/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Rico's Tamales
Cafe 31
Big Cat Daddy Walleye Bar & Grill
Clear Springs Nature Preserve
Playground in Stanton Blvd & Dowling St Area
Lake Sixteen
+1 more
Fruitvale Road
Dog Park in Peterson Rd & Lasley St Area
Hart-Montague Bicycle Trail
Montague Library
Northstar Cinema
Crime in Oak Lane Dr & Whitehall Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Oak Lane Dr & Whitehall Rd Area home (around $263,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,749 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,749/mo | $46,648 |
| 10% (+PMI) | $2,014/mo | $53,706 |
| 5% (+PMI) | $2,102/mo | $56,066 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,397 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Oak Lane Dr & Whitehall Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Henderson Road Nature Center
1.3 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(2)
Montague Foods
Grocery Store
Grocery Store
🍕 Restaurants(6)
Rico's Tamales
Restaurant
Papa's Pizza
Restaurant
Dog-N-Suds
Restaurant
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(3)
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(13)
Oceana High School
School
Center School
Lawson School
School
+8 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Montague Library
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Oak Lane Dr & Whitehall Rd Area
- What do homes cost in Oak Lane Dr & Whitehall Rd Area?
- The median home value in Oak Lane Dr & Whitehall Rd Area is about $263,000. Individual prices vary by street, size, and condition.
- How active is the Oak Lane Dr & Whitehall Rd Area housing market?
- no homes are listed in Oak Lane Dr & Whitehall Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oak Lane Dr & Whitehall Rd Area?
- Oak Lane Dr & Whitehall Rd Area is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is Oak Lane Dr & Whitehall Rd Area walkable?
- Oak Lane Dr & Whitehall Rd Area scores 1.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Oak Lane Dr & Whitehall Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.