Oak Bluffs Condominium
Strong schools draw families here
Median $873K·Walkability 3.1/10·Schools 8.0/10
Golden hour hits Oak Bluffs around dusk, when the mature trees throw long shadows across 27 acres of single-family lots and the whole place feels less like a development and more like something that's been here a while. You get roughly an acre per home, which means actual space between houses—the kind of breathing room that makes a condo community feel less crowded than its zip code might suggest. A restaurant is an 8-minute walk away, and there are 18 more within a mile, so dinner doesn't require a car trip.
Why people love it here
Lakewood Elementary School
- Elementary — 1.5 mi away
- West Ottawa
- 3 rated schools in district
$873K median
- Based on 3yr sales
Park-rich area
- 25 parks within 1 mile
- Spyglass Beach: 11 min walk
- Lakeshore Trail: 11 min walk
Conventional Mortgage Calculator
Median home price in Oak Bluffs Condominium
Estimated Monthly Payment
$5,923/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 7/10 to 9/10
School District: West Ottawa Public School District
Median Sale Price
$873K
Based on 3yr sales
Units
17
Complex Size
27.0 ac
17 units
Homeowner Rate
82.4%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.3 mi
Parks Nearby
25
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Down the Hatch Party Store
windmill
+1 more
Albert K's Lakeside Cafe
RESERVOIR
Holland State Park
Unnamed playground
Lake Macatawa
Spyglass Beach
+1 more
Lake Michigan Avenue
Park Township Dog Park
Lakeshore Trail
Lake Macatawa Launch
daycare
Sperry's Moviehouse
Crime in Oak Bluffs Condominium is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Oak Bluffs Condominium home (around $872,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $155k/year in household income to qualify — an estimated monthly payment of $5,803 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,803/mo | $154,753 |
| 10% (+PMI) | $6,681/mo | $178,169 |
| 5% (+PMI) | $6,975/mo | $185,999 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$870/yr in electricity from a typical rooftop solar system
Produces ~6,347 kWh/yr · offsets ~60% of a typical home's use
Park Township (partly served via Holland Charter Township) / private well
Portions served by Holland Charter Twp water; rural areas on wells.
Park Township / Septic - individual
Partial sewer service; remaining areas on septic.
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Oak Bluffs Condominium are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
Down the Hatch Party Store
Grocery Store
Grocery Store
Supermercado La Reina
Grocery Store
+7 more within 5 miles
🍕 Restaurants(11)
windmill
Restaurant
Dune Dogz & Treats
Restaurant
Holland Park Cafe
Fast Food
Beachplace at Holland Park Cafe
Restaurant
Restaurant
+6 more within 5 miles
☕ Coffee(16)
+13 more within 5 miles
🍺 Bars(14)
+11 more within 5 miles
🏫 Schools(18)
Lakewood School
Dragonflies Discovery Preschool
Lakeview Early Childhood Center
+13 more within 5 miles
💪 Gyms(3)
Elite Fitness Development
Fitness Center
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(4)
Lakeshore Trail
Bike Path
Bike Path
Bike Path
Bay Meadows Area Trail
Bike Path
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(2)
Childcare Center
Little Kingdom Warriors Academy LLC.
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
⚡ EV Charging(1)
City of Holland City Hall
EV Charging
Frequently asked about Oak Bluffs Condominium
- What do homes cost in Oak Bluffs Condominium?
- The median home value in Oak Bluffs Condominium is about $872,500. Individual prices vary by street, size, and condition.
- What schools serve Oak Bluffs Condominium?
- Oak Bluffs Condominium is served by West Ottawa Public School District. Its highest-rated assigned school is Lakewood Elementary School (9/10).
- Is Oak Bluffs Condominium walkable?
- Oak Bluffs Condominium scores 3.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.