O A Phillips Addition
Solid value in a growing area
Median $176K·Walkability 3.4/10
Putnam Park sits just a short walk away, giving the neighborhood easy access to green space and recreation without needing to venture far. The area itself is quiet and residential, with tree-lined streets and modest homes that reflect the character of a well-established subdivision. What makes this stretch distinctive is its location—walkable to a handful of shops and restaurants, yet close enough to Twin Lakes (less than a mile out) that water access feels genuinely nearby. The real appeal, though, lands in the practicality: you're near enough to daily conveniences that errands don't require much planning, but far enough removed that the pace stays grounded and unhurried.
Why people love it here
$176K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in O A Phillips Addition
Estimated Monthly Payment
$1,196/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Good Time Pizza
Putnam Park
Playground on Eaton Hwy
Pumpkin Seed Lake
Paul Henry - Thornapple Trail
Vermontville Twp Library
Crime in O A Phillips Addition is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced O A Phillips Addition home (around $176,200) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,172 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,172/mo | $31,252 |
| 10% (+PMI) | $1,349/mo | $35,981 |
| 5% (+PMI) | $1,409/mo | $37,562 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$873/yr in electricity from a typical rooftop solar system
Produces ~6,410 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for O A Phillips Addition are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Putnam Park
0.4 mi
Parks Nearby
5
within 1 mile
Frequently asked about O A Phillips Addition
- What do homes cost in O A Phillips Addition?
- The median home value in O A Phillips Addition is about $176,200. Individual prices vary by street, size, and condition.
- How active is the O A Phillips Addition housing market?
- no homes are listed in O A Phillips Addition right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve O A Phillips Addition?
- O A Phillips Addition is served by Maple Valley Schools.
- Is O A Phillips Addition walkable?
- O A Phillips Addition scores 3.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.