North Minising Point
Solid value in a growing area
Median $785K·Schools 3.7/10
Lake Michigan sits right here—literally zero miles away—which means this platted subdivision on the lakeshore has the kind of proximity most waterfront places only dream about. The Manistee National Forest-White Cloud Unit is a four-minute walk, so morning strolls into old-growth timber are genuinely routine. What you're looking at is a small residential area defined by its geography: water on one side, protected forest on the other, and the kind of access to both that doesn't require planning or debate. It's the rarest thing in Michigan real estate—a place where the headline attraction isn't a selling point you'd add on, it's just where you wake up.
Why people love it here
$785K median
- Based on 3yr sales
Mortgage Calculator
Median home price in North Minising Point
Estimated Monthly Payment
$5,329/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in North Minising Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced North Minising Point home (around $785,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $139k/year in household income to qualify — an estimated monthly payment of $5,197 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,197/mo | $138,574 |
| 10% (+PMI) | $5,983/mo | $159,559 |
| 5% (+PMI) | $6,246/mo | $166,563 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
0.3 mi
Parks Nearby
5
within 1 mile
Frequently asked about North Minising Point
- What do homes cost in North Minising Point?
- The median home value in North Minising Point is about $785,000. Individual prices vary by street, size, and condition.
- What schools serve North Minising Point?
- North Minising Point is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
Top contributors in North Minising Point
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