North Epworth
Explore this community
Median $465K·Walkability 3.2/10·Schools 7.3/10
What might surprise you: this stretch near Ludington sits quietly residential, with single-family homes scattered across tree-lined streets and a handful of waterfront properties that pull serious attention. The area's defining feature is its proximity to Lake Michigan—some homes sit walking distance from the sandy shores, close enough that sunset views and morning walks to the water are genuine daily options rather than weekend trips. Most homes here are ranch-style, recently updated or well-maintained, with corner lots, attached garages, and the kinds of basements that give you options for finishing. You'll find vaulted ceilings, newer kitchens with quartz countertops, and decks built for lingering. The neighborhood sits within Pere Marquette Charter Township, just a short drive or bike ride from downtown Ludington's shops and parks—close to sports fields and Stearns Park if you need them, but far enough back that you're not in the thick of town traffic. It's the kind of place where people slow down.
Why people love it here
$465K median
- 4 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in North Epworth
Estimated Monthly Payment
$3,157/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in North Epworth this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Mason County Central Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stix
Cafe 106
The Mitten Bar
Ludington Farmer's Market
Cartier Park
Unnamed playground
Lincoln Lake
Unnamed beach
Ludington and Northern Railway
Unnamed bike_path
Epworth Heights Golf Course
AMC CLASSIC Ludington 8
Crime in North Epworth is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced North Epworth home (around $465,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $84k/year in household income to qualify — an estimated monthly payment of $3,135 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,135/mo | $83,589 |
| 10% (+PMI) | $3,608/mo | $96,207 |
| 5% (+PMI) | $3,767/mo | $100,450 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Pere Marquette Charter Township
Source: pmtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,241 kWh/yr · offsets ~59% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Residents contract private haulers.
Consumers Energy · ~14.3¢/kWh
Consumers Energy serves the Ludington area.
Confirm by addressPiped natural gas in developed Ludington-area corridors.
Confirm by addressPere Marquette Township Fire Department
Township-operated fire department, 1040 S Pere Marquette Hwy, Ludington.
Services for Pere Marquette · Source: findenergy.com
Utility, solar, and service details for North Epworth are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Cartier Park
0.2 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about North Epworth? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about North Epworth
- What do homes cost in North Epworth?
- The median home value in North Epworth is about $465,000. Individual prices vary by street, size, and condition.
- How active is the North Epworth housing market?
- there are 2 homes for sale in North Epworth right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve North Epworth?
- North Epworth is served by Mason County Central Schools. Its highest-rated assigned school is Ludington High School (8/10).
- Is North Epworth walkable?
- North Epworth scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in North Epworth
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