Nick's Sub.
Room to spread out, great value
Median $100K·Walkability 2.0/10·Schools 4.0/10
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Why people love it here
24,145 sq ft avg lots
- 7 homes
$100K median
- Assessor estimate
Conventional Mortgage Calculator
Median home price in Nick's Sub.
Estimated Monthly Payment
$712/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is an estimate, not a published rate. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Est. Home Value
$100K
Assessor estimate
Parcels / Units
7
Median Lot Size
0.55 ac
0.50 ac – 0.61 ac
Expected Rent
$1,150/mo
$1,025 – $1,300 · wider-area estimate
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
Road Side Park
Alley Lake
+1 more
Beach in Village Of Morgan Area
North Country National Scenic Trail
To buy a median-priced Nick's Sub. home (around $99,750) at today's 7.32% 30-year fixed rate with 20% down, you'd need roughly $19k/year in household income to qualify — an estimated monthly payment of $708 (principal, interest, property tax est., and insurance).
Mortgage (principal and interest) $548 · Property tax (est.) $125 · Insurance (est.) $35 = $708/mo
Assumes 20% down; excludes PMI and HOA fees.
| Down payment | Monthly: mortgage, tax, insurance | Income needed |
|---|---|---|
| 20% | $708/mo | $18,874 |
| 10% (+PMI) | $814/mo | $21,699 |
| 5% (+PMI) | $850/mo | $22,668 |
Estimates use a 7.32% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Sherman Township (Newaygo County)
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$904/yr in electricity from a typical rooftop solar system
Produces ~6,326 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged private hauler (Republic Services)
No municipal collection; residents contract haulers
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Coop rate book lists Sherman Twp in its Newaygo territory
Confirm by addressNo piped natural gas (propane/LP)
Deep-rural; typically propane
Confirm by addressArea fire department (via Newaygo County 911)
Rural fire coverage dispatched through county
Services for Sherman Township · Source: newaygocountymi.gov
Utility, solar, and service details for Nick's Sub. are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Road Side Park
1.1 mi
Parks Nearby
0
within 1 mile
Grand Rapids Real Estate Co.
Local real estate specialists
Questions about Nick's Sub.? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Nick's Sub.
- What do homes cost in Nick's Sub.?
- The median home value in Nick's Sub. is about $99,750. Individual prices vary by street, size, and condition.
- What schools serve Nick's Sub.?
- Nick's Sub. is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Nick's Sub. walkable?
- Nick's Sub. scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.