N Williams St & N Mercantile St Area
Room to breathe
1 home for sale·Median $212K·Walkability 3.3/10·Schools 5.5/10
The corner of Williams and Mercantile feels like its own small town—walkable enough that the grocery, a restaurant, and coffee are all within steps, yet genuinely spacious, with lots averaging over an acre and room to breathe between homes. You'll find mostly four-bedroom colonials and ranches here, many recently updated with new roofing, windows, and kitchens, sitting on land that backs up to parks and creeks. Grove Park is right adjacent, and there are three parks within a mile, so there's always green space nearby without feeling hemmed in. It's a straightforward drive to downtown—about 75 minutes—and the homes read as the kind of places people actually live in, not flip projects: covered porches, big yards, detached garages, and the kind of updates that suggest owners settling in for the long haul.
Why people love it here
23,422 sq ft avg lots
- 231 homes
$212K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in N Williams St & N Mercantile St Area
Estimated Monthly Payment
$1,436/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in N Williams St & N Mercantile St Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$212K
4 sales in last 12mo
Parks Nearby
15
within 1 mile
Nearest Park
Grove Park
0.1 mi
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Carson City Village Market
McDonald's
+1 more
Muffin Top Bakery and Deli
Grove Park
Playground on County Line Rd
Muskrat Lake
Beach on County Line Rd
Carson City Public Library
Crime in N Williams St & N Mercantile St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced N Williams St & N Mercantile St Area home (around $211,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,407 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,407/mo | $37,513 |
| 10% (+PMI) | $1,620/mo | $43,189 |
| 5% (+PMI) | $1,691/mo | $45,087 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,363 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for N Williams St & N Mercantile St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Grove Park
0.1 mi
Parks Nearby
15
within 1 mile
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(5)
Fast Food
Restaurant
Eagle's Nest
Restaurant
Main Street Pizza
Restaurant
The Rusty Nail
Restaurant
☕ Coffee(1)
Muffin Top Bakery and Deli
Café
🏥 Hospitals(1)
📚 Libraries(1)
Carson City Public Library
Frequently asked about N Williams St & N Mercantile St Area
- What do homes cost in N Williams St & N Mercantile St Area?
- The median home value in N Williams St & N Mercantile St Area is about $211,500. Individual prices vary by street, size, and condition.
- How active is the N Williams St & N Mercantile St Area housing market?
- there is 1 home for sale in N Williams St & N Mercantile St Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Williams St & N Mercantile St Area?
- N Williams St & N Mercantile St Area is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is N Williams St & N Mercantile St Area walkable?
- N Williams St & N Mercantile St Area scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.