N State Rd & Main St Area
Easy outdoor access
2 homes for sale·Median $205K·Walkability 5.8/10·Schools 4.7/10
Most people think of small Michigan towns as sleepy or stuck in time, but N State Rd & Main St Area has a different rhythm altogether. You're on the main spine of Belding, where the historic brick storefronts and tree-lined streets hold real purpose—a coffee shop within steps, grocery shopping a two-minute walk, and Central Riverside Park reachable in five minutes on foot when you want to be near the Flat River. The dining scene takes a short walk, but errands and daily life happen right where you are, which means you're not constantly reaching for the car keys for the basics.
Why people love it here
Park-rich area
- 20 parks within 1 mile
- Silk City Nature Trail: 3 min walk
- Unnamed bike path: 5 min walk
$205K median
- 8 sales in last 12mo
Walkable for daily errands
- Silk City Nature Trail: 3 min walk
- 6 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in N State Rd & Main St Area
Estimated Monthly Payment
$1,391/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in N State Rd & Main St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Central Riverside Park
0.2 mi
Parks Nearby
20
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks Food Centers
McDonald's
Third Wave Coffee Shop
American Legion
Central Riverside Park
+1 more
Playground in Tiffany Ridge Dr & W State St Area
Haney Lake
Baldwin Lake Beach Beach
Silk City Nature Trail
Unnamed bike path
Leppinks Pharmacy
Alvah N. Belding Memorial Library
Based on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Belding Area School District
Crime in N State Rd & Main St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Belding.
Belding crime & safety stats →To buy a median-priced N State Rd & Main St Area home (around $204,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $36k/year in household income to qualify — an estimated monthly payment of $1,363 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,363/mo | $36,351 |
| 10% (+PMI) | $1,569/mo | $41,852 |
| 5% (+PMI) | $1,638/mo | $43,691 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$866/yr in electricity from a typical rooftop solar system
Produces ~6,319 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged private hauler
City does not run garbage; cart/recycling service via private hauler.
Consumers Energy Co · ~13.7¢/kWh
Investor-owned utility serves the area.
Confirm by addressServices for Belding · Source: belding.mi.us
Utility, solar, and service details for N State Rd & Main St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(2)
Fast Food
Fast Food
☕ Coffee(1)
Third Wave Coffee Shop
Café
🏫 Schools(4)
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(1)
Leppinks Pharmacy
Pharmacy
📚 Libraries(1)
Alvah N. Belding Memorial Library
Frequently asked about N State Rd & Main St Area
- What do homes cost in N State Rd & Main St Area?
- The median home value in N State Rd & Main St Area is about $204,950. Individual prices vary by street, size, and condition.
- How active is the N State Rd & Main St Area housing market?
- there are 2 homes for sale in N State Rd & Main St Area right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N State Rd & Main St Area?
- N State Rd & Main St Area is served by Belding Area School District. Its highest-rated assigned school is Woodview Elementary School (6/10).
- Is N State Rd & Main St Area walkable?
- N State Rd & Main St Area scores 5.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.