N Rath Ave & N Rowe St Area
Strong schools draw families here
7 homes for sale·Median $275K·Walkability 0.0/10·Schools 7.3/10
You're basically a block or two from Lake Michigan—close enough that you can smell the water on a good day—with the downtown core of Ludington right in your backyard. Restaurants and coffee shops are literally steps away, and there are about 21 places to eat within a mile if you get tired of your usual spots. The lots here run pretty compact at about 0.18 acres each, so you're not dealing with sprawling yards, but that trade-off comes with being in the thick of things where Stearns Park Beach and the marina are a short walk, and Ludington State Park is a quick drive up the road. Right next door sits Ramps and Rails Skate Park, which keeps the area buzzing with activity. Cottages and older character properties with porches and original bones are common—the kind of places that benefit from some love but reward you with location and charm in equal measure.
Why people love it here
Ludington High School
- High — 0.6 mi away
- Ludington Area
- 3 rated schools in district
$275K median
- 16 sales in last 12mo
Conventional Mortgage Calculator
Median home price in N Rath Ave & N Rowe St Area
Estimated Monthly Payment
$1,867/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in N Rath Ave & N Rowe St Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Crime in N Rath Ave & N Rowe St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced N Rath Ave & N Rowe St Area home (around $275,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,829 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,829/mo | $48,776 |
| 10% (+PMI) | $2,106/mo | $56,156 |
| 5% (+PMI) | $2,198/mo | $58,624 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$450K
Per building
Price Per Unit
$113K
Median
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,241 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N Rath Ave & N Rowe St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Rotary Park
0.3 mi
Parks Nearby
25
within 1 mile
🍕 Restaurants(6)
Restaurant
Keeper's Fish Shack
Fast Food
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about N Rath Ave & N Rowe St Area
- What do homes cost in N Rath Ave & N Rowe St Area?
- The median home value in N Rath Ave & N Rowe St Area is about $275,000. Individual prices vary by street, size, and condition.
- How active is the N Rath Ave & N Rowe St Area housing market?
- there are 7 homes for sale in N Rath Ave & N Rowe St Area right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Rath Ave & N Rowe St Area?
- N Rath Ave & N Rowe St Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is N Rath Ave & N Rowe St Area walkable?
- N Rath Ave & N Rowe St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.