N Merrillville Rd & W Scotty Trl Area
Wide open spaces
3 homes for sale·Median $162K·Walkability 0.0/10·Schools 3.7/10
Out here you're looking at sweeping rural acreage—over 1,300 acres of sprawl where the average lot sits on more than 11 acres, giving you real breathing room between homes. State land borders much of the territory, opening up serious outdoor access for hunting, fishing, and trail riding across thousands of protected acres. The Little Manistee River runs through, with riverfront properties offering both water access and proximity to Manistee National Forest beyond. ORV and snowmobile trail corridors thread nearby, groomed year-round and drawing folks who treat the backcountry as their second living room. Lake Michigan sits less than a mile away, though the neighborhood itself is defined by woodland, creek frontage, and that sense of being genuinely remote—the kind of place where a covered porch and a 24x24 garage with electric become the social infrastructure. Hungerford Lake Recreation Area lies about 6 miles out if you're after more structured park access.
Why people love it here
11.6 acre avg lots
- 170 homes
$162K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in N Merrillville Rd & W Scotty Trl Area
Estimated Monthly Payment
$1,100/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Median Sale Price
$162K
Based on 3yr sales
Parks Nearby
0
within 1 mile
Nearest Park
Triangle Park
6.9 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in N Merrillville Rd & W Scotty Trl Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced N Merrillville Rd & W Scotty Trl Area home (around $162,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,078 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,078/mo | $28,734 |
| 10% (+PMI) | $1,241/mo | $33,081 |
| 5% (+PMI) | $1,295/mo | $34,535 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$18K/acre
Median asking
Median Price
$70K
Per listing
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,207 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N Merrillville Rd & W Scotty Trl Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Triangle Park
6.9 mi
Parks Nearby
0
within 1 mile
Frequently asked about N Merrillville Rd & W Scotty Trl Area
- What do homes cost in N Merrillville Rd & W Scotty Trl Area?
- The median home value in N Merrillville Rd & W Scotty Trl Area is about $162,000. Individual prices vary by street, size, and condition.
- How active is the N Merrillville Rd & W Scotty Trl Area housing market?
- there are 3 homes for sale in N Merrillville Rd & W Scotty Trl Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Merrillville Rd & W Scotty Trl Area?
- N Merrillville Rd & W Scotty Trl Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is N Merrillville Rd & W Scotty Trl Area walkable?
- N Merrillville Rd & W Scotty Trl Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.