N Lakeshore Dr & M 116 Area
Strong schools draw families here
Median $585K·Walkability 3.3/10·Schools 7.3/10
The smell of Lake Michigan salt air hits you the moment you crest the rise on the drive in—close enough that you're never quite away from it, far enough that the neighborhood itself feels spacious and deliberately arranged. This stretch of west-side Ludington sits just a fraction of a mile from the big water, with sandy-beach access tucked a block or two away and views that don't require a second mortgage to enjoy; most homes here were built to take advantage of that proximity, either facing the water or positioned for sight lines across the dunes. A skate park sits within easy walking distance, and downtown restaurants are a short trip down the road, so you're not marooned—but the real draw is the land itself: double-lot corners, farmhouse-style builds with real bones, cottages with front-porch vistas and wraparound decks meant for watching storms roll across the water. This is the kind of place where "lakefront" doesn't require a superlative, just a walk to the end of your block.
Why people love it here
Ludington High School
- High — 1.7 mi away
- Ludington Area
- 3 rated schools in district
$585K median
- 1 recent sale
Notable nearby
Conventional Mortgage Calculator
Median home price in N Lakeshore Dr & M 116 Area
Estimated Monthly Payment
$3,971/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stix
+1 more
Cafe 106
The Mitten Bar
+1 more
Ludington Farmer's Market
Cartier Park
+1 more
Unnamed playground
Lincoln Lake
Unnamed beach
Ludington and Northern Railway
Unnamed bike_path
Epworth Heights Golf Course
AMC CLASSIC Ludington 8
Crime in N Lakeshore Dr & M 116 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced N Lakeshore Dr & M 116 Area home (around $585,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $104k/year in household income to qualify — an estimated monthly payment of $3,891 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,891/mo | $103,760 |
| 10% (+PMI) | $4,480/mo | $119,460 |
| 5% (+PMI) | $4,677/mo | $124,710 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,241 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N Lakeshore Dr & M 116 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Cartier Park
0.5 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(6)
Sunset Side Concessions (North Beach)
Fast Food
House of Flavors
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about N Lakeshore Dr & M 116 Area
- What do homes cost in N Lakeshore Dr & M 116 Area?
- The median home value in N Lakeshore Dr & M 116 Area is about $585,000. Individual prices vary by street, size, and condition.
- How active is the N Lakeshore Dr & M 116 Area housing market?
- no homes are listed in N Lakeshore Dr & M 116 Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Lakeshore Dr & M 116 Area?
- N Lakeshore Dr & M 116 Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is N Lakeshore Dr & M 116 Area walkable?
- N Lakeshore Dr & M 116 Area scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.