Clifford Lake Area
Space and nature
The quick answer
Clifford Lake Area is a neighborhood, part of Central Montcalm Public Schools. Homes here typically sell for around $258,000.
3 homes for sale·Median $258K·Walkability 0.5/10·Schools 6.3/10
Where the roads curve past acre-wide lots and tree lines break into clearings, this rural stretch offers room to breathe—the kind of place where a driveway might be longer than some people's streets. Homes sit well back from the pavement, many on five acres or more, with the space and quiet that comes from genuine distance rather than walls. Lake access anchors much of the neighborhood's draw: Woodbeck Lake sits at the edge, and Clifford Lake—a full 200-acre all-sports lake with a public boat launch and restaurant nearby—is practically adjacent, making water a natural part of the rhythm here. Pole barns, workshop spaces, and walk-out basements are recurring fixtures; these are homes built for people who need room for projects and storage. The drive to downtown Grand Rapids runs just over an hour, which makes this feel genuinely remote while still tethered to the city when needed. It's the kind of address where you can own serious acreage, keep a boat ready, and still reach civilization on a winter afternoon.
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Why people love it here
2.9 acre avg lots
- 769 homes
Lake life
- Clifford Lake within walking distance
- Cllifford Lake Public Access: 11 min bike
- Dickerson Lake Public Access: 7 min drive
$258K median
- 12 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Clifford Lake Area
Estimated Monthly Payment
$1,752/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in Clifford Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$258K
12 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Cllifford Lake Public Access
1.3 mi
Expected Rent
$1,550/mo
$1,375 – $1,750 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Cllifford Lake Public Access
1.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Clifford Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Central Montcalm Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Cllifford Lake Public Access
Dickerson Lake
+1 more
Crime in Clifford Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Clifford Lake Area home (around $258,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $46k/year in household income to qualify — an estimated monthly payment of $1,738 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,738/mo | $46,342 |
| 10% (+PMI) | $2,000/mo | $53,338 |
| 5% (+PMI) | $2,088/mo | $55,690 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$5K/acre
Median asking
Median Price
$63K
Per listing
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,352 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Clifford Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Clifford Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Clifford Lake Area: the details
Is Clifford Lake Area a good place to live?
If you're after room to spread out on larger lots and green space nearby, Clifford Lake Area is worth a close look — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Central Montcalm Public Schools. Expect prices centered around $258,000.
What does it cost to live in Clifford Lake Area?
The median home value in Clifford Lake Area is about $258,000. There are 3 homes for sale here right now and 12 homes sold here in the past year.
Frequently asked about Clifford Lake Area
- What do homes cost in Clifford Lake Area?
- The median home value in Clifford Lake Area is about $258,000. Individual prices vary by street, size, and condition.
- How active is the Clifford Lake Area housing market?
- there are 3 homes for sale in Clifford Lake Area right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Clifford Lake Area?
- Clifford Lake Area is served by Central Montcalm Public Schools. Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Clifford Lake Area walkable?
- Clifford Lake Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
