Cedar Lake Area
Wide open spaces
The quick answer
Cedar Lake Area is a neighborhood, part of Montabella Community Schools. Homes here typically sell for around $175,000.
3 homes for sale·Median $175K·Walkability 0.0/10·Schools 5.0/10
Out here, you're looking at serious acreage—the kind of place where 16-acre parcels are standard issue and Wolf Creek wandering through your property isn't unusual. Woodbeck Lake sits right at your doorstep, and the Edmore State Game Area abuts the neighborhood, which means hunting season actually matters. The landscape is all mature pines, working barns, and rural privacy on paved roads, with homes that tend toward Cape Cods and farmhouses rather than subdivisions. A restaurant is steps away, though you're 78 minutes from downtown Grand Rapids, which is less "commute" and more "occasional trip." This is agricultural Michigan—the kind of stretch where land defines life more than proximity does.
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Why people love it here
11.0 acre avg lots
- 461 homes
Near the water
- Rock Lake — 1.8 mi
- Fred Meijer Heartland Trail: 4 min drive
- Edmore State Game Area: 9 min drive
$175K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Cedar Lake Area
Estimated Monthly Payment
$1,188/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Cedar Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$175K
5 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Edmore State Game Area
2.0 mi
Expected Rent
$1,125/mo
$975 – $1,250 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Edmore State Game Area
2.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Rock Lake
1.8 mi
Based on 2 rated schools nearby
School District: Montabella Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
McDonald's
Edmore State Game Area
+1 more
Playground on 22 Mile Rd
Marl Lake
Fred Meijer Heartland Trail
Home Township Library
Crime in Cedar Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Cedar Lake Area home (around $175,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,179 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,179/mo | $31,433 |
| 10% (+PMI) | $1,357/mo | $36,179 |
| 5% (+PMI) | $1,417/mo | $37,774 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$866/yr in electricity from a typical rooftop solar system
Produces ~6,360 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Cedar Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cedar Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Cedar Lake Area: the details
Is Cedar Lake Area a good place to live?
Cedar Lake Area suits buyers looking for room to spread out on larger lots and green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Montabella Community Schools. The going price is around $175,000.
What does it cost to live in Cedar Lake Area?
Homes in Cedar Lake Area sell for a median of about $175,000. There are 3 homes for sale here right now and 5 homes sold here in the past year.
Frequently asked about Cedar Lake Area
- What do homes cost in Cedar Lake Area?
- The median home value in Cedar Lake Area is about $175,000. Individual prices vary by street, size, and condition.
- How active is the Cedar Lake Area housing market?
- there are 3 homes for sale in Cedar Lake Area right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Lake Area?
- Cedar Lake Area is served by Montabella Community Schools. Its highest-rated assigned school is Montabella Elementary (5/10).
- Is Cedar Lake Area walkable?
- Cedar Lake Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.