N 96th Ave & W Adams Rd Area
Solid value in a growing area
3 homes for sale·Median $210K·Walkability 0.0/10·Schools 4.7/10
Out here, you're looking at wide-open country—farmland and wooded parcels stretching in every direction, with the North Branch of the Pentwater River threading through properties that measure in acres, not square footage. Lake Michigan sits just over a mile away, and Liberty Park is a quick drive if you want something public. The whole stretch feels like genuine rural Michigan: log homes with river frontage, serious acreage, the kind of place where you can actually own land that means something.
Why people love it here
$210K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in N 96th Ave & W Adams Rd Area
Estimated Monthly Payment
$1,426/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in N 96th Ave & W Adams Rd Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Pentwater Public School District
Crime in N 96th Ave & W Adams Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced N 96th Ave & W Adams Rd Area home (around $210,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,397 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,397/mo | $37,247 |
| 10% (+PMI) | $1,608/mo | $42,883 |
| 5% (+PMI) | $1,679/mo | $44,768 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$60K
Per listing
Who actually lends in N 96th Ave & W Adams Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,197 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N 96th Ave & W Adams Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about N 96th Ave & W Adams Rd Area
- What do homes cost in N 96th Ave & W Adams Rd Area?
- The median home value in N 96th Ave & W Adams Rd Area is about $210,000. Individual prices vary by street, size, and condition.
- How active is the N 96th Ave & W Adams Rd Area housing market?
- there are 3 homes for sale in N 96th Ave & W Adams Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N 96th Ave & W Adams Rd Area?
- N 96th Ave & W Adams Rd Area is served by Pentwater Public School District. Its highest-rated assigned school is Pentwater Public School (6/10).
- Is N 96th Ave & W Adams Rd Area walkable?
- N 96th Ave & W Adams Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N 96th Ave & W Adams Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.